Two Wheeler Vehicle Insurance Near Me

What is Two Wheeler Vehicle Insurance?

Two wheeler vehicle insurance is an insurance policy that covers losses and damages caused to a two wheeler vehicle due to an accident, theft, fire, or any other perils. It also provides financial protection to the owner of the two wheeler against liabilities arising out of bodily injury, death or property damage caused to a third party. The two wheeler insurance also covers the cost of any legal expenses arising from any legal suits filed against the owner.

Why Purchase Two Wheeler Vehicle Insurance?

Two wheeler vehicle insurance is mandatory in India as per the Motor Vehicles Act, 1988. This means that it is legally binding for all two wheeler owners to have a valid insurance policy. Apart from being legally required, two wheeler vehicle insurance also provides financial protection against losses due to accidents, theft, and other perils. It also helps to cover the cost of any legal expenses arising from any legal suits filed against the owner.

Types of Two Wheeler Vehicle Insurance

There are two types of two wheeler vehicle insurance available in India: Third-Party liability insurance and Comprehensive insurance. Third-Party liability insurance is mandatory and provides coverage to third parties against any loss or damage caused to them due to the insured vehicle. Comprehensive insurance provides coverage against losses or damages to the insured vehicle due to an accident, theft, or any other perils. It also provides coverage for third party liabilities.

Benefits of Purchasing Two Wheeler Vehicle Insurance

Purchasing two wheeler insurance provides several benefits such as financial protection, cashless claim settlement, roadside assistance, and discounts on premium. In case of a claim, the two wheeler insurance company will provide financial assistance to cover the repair costs of the damaged vehicle. Most two wheeler insurance companies also provide cashless claim settlement, so that the policyholder can get the repair work done at one of the network garages without having to pay any out of pocket expenses. In addition, some two wheeler insurance companies also provide roadside assistance for emergencies such as flat tyres, battery jump start, and towing.

How to Find Two Wheeler Vehicle Insurance Near Me?

Finding two wheeler vehicle insurance near you is easy. All you need to do is search for “two wheeler vehicle insurance near me” in your favorite search engine. This will provide you with a list of two wheeler insurance companies in your area. You can then compare the different policies and premiums offered by the different companies and choose the one that best suits your needs. You can also contact the customer care representatives of the respective companies to enquire about any additional discounts or offers.

Conclusion

Two wheeler vehicle insurance is a must-have for all two wheeler owners to protect their vehicles against any losses or damages due to accidents, theft, or any other perils. It also provides financial protection to the owner against any liabilities arising out of bodily injury, death, or property damage caused to a third party. Finding two wheeler insurance near you is easy and can be done by searching for “two wheeler vehicle insurance near me” in your favorite search engine. You can then compare the different policies and premiums offered by the different companies and choose the one that best suits your needs.