All You Need to Know About SBI General Car Insurance

What Is SBI General Car Insurance?

SBI General Car Insurance is a comprehensive insurance policy for your car, offered by State Bank of India (SBI). This policy provides coverage for your car against any damages caused by an accident, theft, or natural disasters. It also offers coverage for third-party liabilities arising out of injuries, death, or property damage caused by your vehicle. In addition, SBI General Car Insurance provides coverage for medical expenses of the insured, as well as for any loss or damage to your car accessories.

Benefits of SBI General Car Insurance

SBI General Car Insurance offers several benefits to its customers. It provides coverage for both new and old cars, and offers a wide range of add-on covers to customize the policy to meet your specific needs. It also provides coverage for accessories such as car stereo and other electronic items. In addition, it offers cashless settlement at network garages, and has an efficient claim process. You can also avail of discounts on premium for installing approved anti-theft devices in your car. Furthermore, with SBI General Car Insurance, you can avail of the No Claim Bonus (NCB) facility, which will give you a discount on your premium if you haven’t made any claim during the policy period.

What Is Covered in SBI General Car Insurance?

SBI General Car Insurance covers damages caused to your car due to accident, fire, self-ignition, lightning, explosion, burglary, housebreaking, theft, natural disasters, etc. It also covers third-party liabilities arising out of injury, death, or property damage caused by your vehicle. Furthermore, the policy covers medical expenses of the insured, as well as any loss or damage to your car accessories.

What Is Not Covered in SBI General Car Insurance?

SBI General Car Insurance does not cover any damage caused to your car due to driving under the influence of drugs or alcohol, or driving without a valid license. It also does not cover any consequential loss, or any damages caused due to war or nuclear risk. Furthermore, it does not cover any wear and tear of parts due to normal usage.

How to Buy SBI General Car Insurance?

You can buy SBI General Car Insurance online, as well as from any of the SBI branches. You can also call the SBI customer service number and purchase the policy over the phone. To buy the policy online, you will need to fill in your details and the details of your car, and make the payment. You will then receive the policy documents via email. If you purchase the policy from a branch, you will need to fill out the proposal form and submit the required documents.

Conclusion

SBI General Car Insurance is a comprehensive policy that provides coverage for your car against any damages, as well as third-party liabilities. It also offers a range of add-on covers to customize the policy to meet your specific needs. You can buy the policy online, as well as from any of the SBI branches. So, if you are looking for a reliable car insurance policy, SBI General Car Insurance is a great option.