Will My Car Insurance Cover Turo
Will My Car Insurance Cover Turo?
What is Turo?
Turo is a car sharing service that allows car owners to rent out their vehicles to other people. The service is available in a variety of countries, including the US, Canada, the UK, and Germany. With Turo, car owners can list their vehicles for rent, and people looking for a vehicle can find one that meets their needs. The service also offers insurance for vehicles, as well as roadside assistance.
Does My Car Insurance Cover Turo?
The answer to this question depends on your car insurance policy, as well as the company that you are using for your car insurance. Generally, car insurance policies do not cover vehicles that are used for business purposes. This means that if you are renting out your car through Turo, your car insurance policy may not provide coverage.
What Types of Insurance Does Turo Provide?
Turo offers two types of insurance for its customers: liability and physical damage insurance. Liability insurance covers any damage that your vehicle may cause to another person or property. Physical damage insurance covers any damage that is caused to your vehicle while it is being rented out. Both types of insurance are provided by Turo and are included in your rental fee.
What If I Don't Have Insurance Through Turo?
If you don't have insurance through Turo, you may need to purchase a separate policy to cover your vehicle while it is being rented out. This type of policy is generally available from most major car insurance companies. It is important to make sure that you read the policy carefully, as some policies may exclude coverage for rental cars. If you are unsure about the coverage that is included in your policy, you should contact your car insurance company to discuss your options.
Can I Get Discounts on My Car Insurance?
Yes, you may be able to get discounts on your car insurance if you are using Turo. Many car insurance companies offer discounts for people who use car sharing services such as Turo. Make sure to ask your insurance company if they offer any discounts for using Turo.
Conclusion
Whether or not your car insurance policy covers Turo will depend on your policy and the insurance company that you are using. If your policy does not cover Turo, you may need to purchase a separate policy to cover your vehicle while it is being rented out. Additionally, you may be able to get discounts from your insurance company if you use Turo. Be sure to talk to your insurer about your options.