Non Owner Sr22 Insurance Indiana
What is Non Owner SR22 Insurance in Indiana?
If you are a resident of Indiana and you’ve been convicted of a serious traffic offense, you may need to obtain Non Owner SR22 Insurance. Non Owner SR22 Insurance is a type of liability insurance that must be maintained for three years after the conviction of an offense like Driving Under the Influence (DUI) or Reckless Driving. It is a proof of financial responsibility that must be filed with the state of Indiana in order to reinstate your driver’s license.
Non Owner SR22 Insurance is not a type of car insurance, but rather a type of liability insurance. It is proof that you can cover the costs of any potential damages that you may cause while operating a vehicle. This type of insurance is typically required when a person does not own or lease a car, but still needs to maintain their driver’s license.
Do I Need Non Owner SR22 Insurance?
If you have been convicted of a serious traffic offense in the state of Indiana, such as DUI or Reckless Driving, you may be required to carry Non Owner SR22 Insurance. In addition, if your license is suspended or revoked due to an uninsured accident, you may also be required to carry Non Owner SR22 Insurance.
If you are required to carry Non Owner SR22 Insurance, the Indiana BMV will notify you in writing. The notice will include the amount of insurance you must purchase as well as the length of time you must maintain it.
How Much Does Non Owner SR22 Insurance Cost?
The cost of Non Owner SR22 Insurance in Indiana will vary depending on the company you choose, your driving history, and the amount of coverage you purchase. Generally, you can expect to pay around $15 to $25 per month for the minimum coverage. The cost may be higher depending on the type of offense you were convicted of and the amount of coverage you choose.
It is important to shop around and compare rates in order to find the most affordable Non Owner SR22 Insurance policy. Most companies will offer discounts for bundling policies and for good driving records.
Where Can I Purchase Non Owner SR22 Insurance?
Non Owner SR22 Insurance can be purchased from most major auto insurance companies or from a specialty insurance provider. You can contact your current auto insurance company to see if they offer Non Owner SR22 Insurance, or shop around to compare rates and coverage.
It is important to make sure that you purchase the amount of coverage required by the state of Indiana. If you do not have the required amount of coverage, your driver’s license may be suspended or revoked.
What Happens if I Don't Maintain Non Owner SR22 Insurance?
If you do not maintain the required amount of Non Owner SR22 Insurance for the length of time specified by the state of Indiana, your driver’s license may be suspended or revoked. It is important to make sure that you continue to make payments on your policy in order to maintain your coverage.
If your coverage lapses, your insurance company will notify the state of Indiana, and your license may be suspended or revoked. If your license is suspended or revoked, you may be required to pay a reinstatement fee in order to have your license reinstated.
Conclusion
Non Owner SR22 Insurance is a type of liability insurance that is required in the state of Indiana for individuals who have been convicted of a serious traffic offense or who have had their license suspended or revoked due to an uninsured accident. The cost of Non Owner SR22 Insurance will vary depending on the company you choose, your driving history, and the amount of coverage you purchase. It is important to make sure that you maintain the required amount of coverage for the length of time specified in order to avoid license suspension or revocation.
Non-Owner SR-22 Insurance | Mid-Columbia Insurance Agency
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