Does Nationwide Auto Insurance Cover Rental Cars?

Introduction

When you're planning a trip, especially a long one, you may wonder if your auto insurance will cover a rental car. It's important to know the answer to this question, as renting a car can be expensive. Fortunately, in most cases, Nationwide auto insurance does cover rental cars. Read on to learn more about how Nationwide auto insurance works with rental cars.

Nationwide Auto Insurance Coverage for Rental Cars

Nationwide auto insurance offers two different types of coverage for rental cars. If you have Comprehensive and Collision coverage on your policy, you can use that coverage for a rental car. This coverage will cover the cost of repairs if you are in an accident while driving the rental car. However, you must also have rental car reimbursement coverage on your policy to be able to use Comprehensive and Collision coverage. This coverage is not automatically included on all policies, so you should check with your insurance agent to see if you have it.

The other type of coverage that Nationwide auto insurance offers for rental cars is Liability coverage. Liability coverage pays for damage to another person or their property if you are in an accident while driving the rental car. Liability coverage is automatically included on all Nationwide auto insurance policies, so you don't have to do anything to make sure you have it. However, you should keep in mind that Liability coverage will not cover the cost of repairs to the rental car.

What to Do When Renting a Car

When you are renting a car, you should always check with the rental company to see what type of insurance they require. Some rental companies will require that you have additional coverage before they will rent you a car. If you don't have the additional coverage, you can purchase it from the rental company. However, it is usually cheaper to purchase it from your auto insurance company.

When you are renting a car, you should also make sure that you get a copy of the rental agreement. The rental agreement will include information about the coverage that is provided by the rental company and how much you will be responsible for if the car is damaged. You should also make sure that you understand the terms of the rental agreement before you sign it.

Conclusion

In most cases, Nationwide auto insurance will cover rental cars. However, it is important to check with your insurance agent to make sure you have the right type of coverage. You should also make sure that you understand the rental agreement before you sign it. By understanding the coverage that is provided by Nationwide auto insurance and the rental agreement, you can make sure that you have the coverage you need when you are renting a car.