Cheapest Cars for a 17 Year Old to Insure

Why Insurance Costs So Much for 17 Year Olds

Insurance companies generally view 17 year old drivers as being high risk drivers. This is because, statistically, drivers in this age group have higher rates of accidents and other incidents than drivers of other age groups. For this reason, insurance companies tend to charge higher premiums for drivers in this age group.

In addition, 17 year old drivers are considered to be less experienced drivers. Insurance companies view inexperienced drivers as being more likely to be involved in accidents than more experienced drivers. This means that insurance companies are willing to charge higher premiums for inexperienced drivers.

What Are the Cheapest Cars for 17 Year Olds to Insure?

Fortunately, there are some cars that are cheaper to insure for 17 year olds. These cars tend to be smaller, slower, and have fewer features than more expensive cars. The following cars are generally considered to be the cheapest to insure for 17 year olds:

1. Honda Civic: The Honda Civic is a small and affordable car that is popular with 17 year olds. It is reliable and affordable to insure.

2. Ford Focus: The Ford Focus is another small and affordable car that is popular with 17 year olds. It is reliable and affordable to insure.

3. Toyota Corolla: The Toyota Corolla is another small and affordable car that is popular with 17 year olds. It is reliable and affordable to insure.

4. Volkswagen Jetta: The Volkswagen Jetta is a mid-size car that is popular with 17 year olds. It is reliable and affordable to insure.

5. Subaru Impreza: The Subaru Impreza is a small and sporty car that is popular with 17 year olds. It is reliable and affordable to insure.

What Other Factors Affect Insurance Costs for 17 Year Olds?

In addition to the type of car, there are other factors that can affect the cost of insurance for 17 year olds. For example, the driving record of the 17 year old will affect the cost of insurance. Drivers with a clean driving record will usually pay less than drivers with a poor driving record. The location of the driver can also affect the cost of insurance. Drivers in rural areas tend to pay less than drivers in urban areas.

Tips for Reducing Insurance Costs for 17 Year Olds

There are several things that 17 year olds can do to reduce their insurance costs. For example, they can take a defensive driving course. This can help to reduce their premiums. They can also ask their insurance company about any discounts that they may be eligible for. Finally, they can shop around for the best rate. Comparing quotes from multiple insurance companies can help to ensure that they get the best rate possible.

Conclusion

Insurance costs for 17 year olds can be quite high. However, there are some cars that are cheaper to insure for 17 year olds. In addition, there are also several things that 17 year olds can do to reduce their insurance costs. Shopping around for the best rate and looking for discounts can help to reduce their premiums.