Cheap Car Insurance Quotes For Provisional Drivers

Introduction

Getting your provisional license is an exciting step in the journey to driving on your own. However, that excitement can quickly fizzle out when you start to look into getting car insurance for provisional drivers. Despite the cost of car insurance for provisional drivers being higher than for those with a full license, there are still ways to make sure you get the best deal. In this article, we’ll look at ways you can get cheap car insurance quotes for provisional drivers.

Shop Around

It may seem like an obvious tip, but it’s important to shop around and compare quotes from different providers. Prices can vary widely and you may be able to save money by going with a different provider. Make sure to look at the details of any policy you’re considering though, as the cheapest option may not always be the best. Look at the coverage and the excess you’ll be expected to pay if you need to make a claim, for example.

Choose the Right Car

The type of car you drive can have a big impact on your insurance premiums. Generally, smaller cars with smaller engines are cheaper to insure. These vehicles are also likely to be more fuel efficient, so you could save money on fuel too. Sports cars, luxury cars and convertibles are usually more expensive to insure, so these may not be the best option for provisional drivers. Instead, look for a car with a good safety record, as this can also help to keep your premiums down.

Improve Your Driving Skills

Some providers may offer discounts if you take extra driving lessons or pass an advanced driving test. This can be a good way to demonstrate that you are a responsible driver and could help to reduce your premiums. You may also be able to get a discount if you take a course in defensive driving.

Add an Experienced Driver

Adding an experienced driver to your policy, such as a parent, guardian or other family member, can help to bring down your premiums. This is because the experienced driver will be seen as more likely to take care of the car, reducing the risk of an accident. However, make sure that the experienced driver is listed as the main driver on the policy, as otherwise this could invalidate the policy.

Choose the Right Policy

Finally, you should always read the details of any policy carefully. Make sure you know what is and isn’t covered by the policy, as well as the excess you’ll be expected to pay. You should also check what other services are included in the policy, such as breakdown cover or legal assistance. All of these factors can help to make sure you get the best deal on car insurance for provisional drivers.