Can A Sorn Car Be Insured
Can a Sorn Car Be Insured?
What is a Sorn Car?
A Statutory Off Road Notice (SORN) is a declaration made by a car owner in the United Kingdom that their vehicle is not being used on public roads. A car can be declared off road if it is kept in a garage, on private land or off public roads. When a car is declared off road the owner must inform the DVLA and the vehicle must be removed from the road. The owner must then register the vehicle as a SORN vehicle.
Can a Sorn Car Be Insured?
The short answer is yes, a SORN car can be insured. Although the vehicle is not being used on public roads, it is still possible to insure it against damage or theft. Insuring a SORN car is important to ensure that the owner is not liable for any damages that may be caused by the vehicle should it be stolen or damaged. The insurance policy can also provide protection from any potential legal claims should the vehicle cause an accident.
What Type of Insurance is Available for a SORN Car?
The type of insurance available for a SORN car is limited. Typically, the only type of insurance available is third party only. This type of insurance covers any damage or injury caused by the vehicle to a third party. It does not cover any damage or loss to the vehicle itself. It is also important to note that third party insurance does not cover any of the legal costs associated with a claim.
Is Comprehensive Insurance Available for a SORN Car?
Comprehensive insurance can be purchased for a SORN car, but it is likely to be expensive. This is because the risk of a claim is much higher due to the vehicle not being used on public roads. It is also important to note that comprehensive insurance policies are unlikely to cover any legal costs associated with a claim.
Do I Need Insurance for a SORN Car?
It is not a legal requirement to have insurance for a SORN car, but it is recommended to ensure that the owner is not liable for any damages that may be caused by the vehicle. It is also important to note that even if the car is kept off public roads, it may still be at risk of theft or damage. Having an insurance policy in place can provide peace of mind that the owner is protected should the worst happen.
Conclusion
A SORN car can be insured and it is recommended to do so to ensure that the owner is not liable for any damages that may be caused by the vehicle. Comprehensive insurance policies are available, but they are likely to be expensive due to the higher risk associated with a SORN car. Third party insurance is the most common type of insurance available for a SORN car and it provides protection from any legal claims should the vehicle cause an accident.
SORN My Car | How To SORN Your Vehicle (2022 Update) | Motorway
Is My Car Insured? – How to Check if a Car Has Insurance
How to declare your car SORN - The British Motor Show
The top 10 most SORN-ed cars in the UK | GRR
How to declare your car SORN | Express & Star
