Do I Need Insurance To Rent A Car On Turo?

Are you considering renting a car on Turo? If so, you may be wondering if you need to purchase car insurance for your rental. After all, it's a major decision and one that can have a lasting impact on your finances.

The good news is that you don't need to worry about buying car insurance for a Turo rental. The company's insurance policy covers all of their vehicles, so you don't need to purchase an additional policy. That said, there are some important details to consider before you rent a car on Turo.

Turo's Insurance Policy

Turo's insurance policy is managed by Liberty Mutual. It provides coverage for up to $1 million in property damage, bodily injury, and liability protection. The coverage also includes uninsured and underinsured motorist coverage, as well as collision and comprehensive coverage. It's important to note that this coverage only applies when the vehicle is being used for personal use. If you plan to use the car for business purposes, you will need to purchase additional coverage.

Additional Coverage Options

In addition to the coverage provided by Turo, you may also want to consider purchasing additional coverage to protect yourself from unexpected expenses. Turo offers several additional coverage options, including the SafetyNet package, which provides up to $2 million in coverage. This package also includes roadside assistance and some legal services. Other coverage options are available for renters who want additional protection.

Renter's Responsibility

It's important to note that while Turo provides insurance coverage for their vehicles, the renter is still responsible for any damages that occur while they are renting the car. This means that if the car is damaged, you may be responsible for the cost of repairs. It's always a good idea to inspect the car before you rent it and take pictures of any existing damage.

Conclusion

Renting a car on Turo is a smart and affordable way to get around. The good news is that you don't need to worry about purchasing insurance for your rental. Turo provides coverage for up to $1 million in property damage, bodily injury, and liability protection. However, you may want to consider purchasing additional coverage for additional protection. It's also important to remember that you are responsible for any damages that occur while you are renting the car.