Chase Rental Car Insurance and Turo

What is Chase Rental Car Insurance?

Chase Rental Car Insurance is a benefit offered by Chase Bank that provides protection from damage to rental vehicles as well as liability coverage for personal injury and damage to other people and property. The rental car insurance provided by Chase is available for rentals lasting up to 31 days and is automatically applied to any rental car booked through Chase Ultimate Rewards. Chase rental car insurance covers all of the rental car's physical damage and liability, including collision, theft, vandalism, and other physical damage.

What is Turo?

Turo is an online car rental platform that allows car owners to list their vehicles for rent. Through Turo, car owners can rent out their cars to people who are looking for a short-term rental or need a car for a business trip or vacation. Turo is a great option for people who want to rent a car but don’t want to pay the high prices charged by traditional rental car companies. Turo also allows car owners to make some extra money by renting out their car when they are not using it.

Does Chase Rental Car Insurance Cover Turo?

Chase rental car insurance does not cover any vehicles rented through Turo. Chase rental car insurance only covers vehicles rented through the Chase Ultimate Rewards program. If you are renting a car through Turo, you will need to purchase the Turo insurance package to be covered for damages or liability.

What Does Turo Insurance Cover?

The Turo insurance package covers the cost of physical damage to the rented vehicle, as well as liability for damage to other people and property. Turo also offers personal accident insurance, which covers medical expenses for the renter and passengers in the event of an accident. Additionally, Turo offers roadside assistance, which covers towing and other services related to vehicle breakdowns.

Do I Need to Purchase Both Chase Rental Car Insurance and Turo Insurance?

No, you do not need to purchase both Chase rental car insurance and Turo insurance. If you are renting a car through the Chase Ultimate Rewards program, you will automatically be covered by the Chase rental car insurance. If you are renting a car through Turo, you will need to purchase the Turo insurance package. It is important to note that neither Chase rental car insurance nor Turo insurance will cover any personal items that are left in the car.

Conclusion

Chase rental car insurance is a great benefit for those who frequently rent cars through the Chase Ultimate Rewards program. However, Chase rental car insurance does not cover vehicles rented through Turo. If you are renting a car through Turo, you will need to purchase the Turo insurance package in order to be covered for damages or liability. It is important to note that neither Chase rental car insurance nor Turo insurance will cover any personal items left in the car.