Car Insurance for 17 Year Olds

Getting the Best Car Insurance Rates

When you’re a seventeen-year-old, you’re in a unique position when it comes to car insurance. Since you’re under the age of 25, you are statistically more likely to be involved in an accident or have a claim on your policy. This means that you’ll need to shop around for the best rates as insurers can charge higher premiums for young drivers. There are a few ways that you can save on car insurance as a seventeen-year-old.

Choose Your Car Carefully

One of the best ways to save on car insurance as a seventeen-year-old is to choose your car wisely. Certain types of cars are associated with higher insurance premiums, such as sports cars and luxury cars. When you’re shopping for a car, take a look at the insurance rates for each one. This is a great way to find a car that won’t cost you an arm and a leg to insure.

Look for Discounts

Insurance companies often offer discounts to certain groups of people, such as students, members of the military, and people over the age of 50. It’s also possible to get discounts for having multiple policies with the same insurance company, such as car and home insurance. Ask your insurance agent if there are any discounts that you may qualify for.

Increase Your Deductible

Another way to save on car insurance as a seventeen-year-old is to increase your deductible. A higher deductible means that you’ll pay more out of pocket in the event of an accident, but you’ll also pay lower premiums. This can be a good way to save money in the short term, but make sure that you have enough money saved up to cover the deductible in case of an accident.

Take a Driver’s Education Course

Insurance companies often offer discounts for drivers who have taken a driver’s education course. These courses teach you how to be a safer driver and can help you to avoid accidents and citations. Ask your insurance agent if they offer any discounts for taking a driver’s education course, and if not, there are plenty of online courses that you can take.

Shop Around

Finally, the best way to save on car insurance as a seventeen-year-old is to shop around. Get quotes from multiple insurance companies and compare them to find the best deal. You may be surprised at how much you can save by switching companies.

Car insurance for seventeen-year-olds can be expensive, but there are ways to save. Choose your car wisely, look for discounts, increase your deductible, take a driver’s education course, and shop around for the best rates. You can save money on car insurance as a seventeen-year-old if you know where to look.