Does Scotiabank Momentum Visa Have Car Rental Insurance
Sunday, September 10, 2023
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Does Scotiabank Momentum Visa Have Car Rental Insurance?
Overview of Scotiabank Momentum Visa
The Scotiabank Momentum Visa is a rewards Visa card offered by Scotiabank. It allows customers to earn points on every purchase they make. These points can then be redeemed for travel, merchandise, gift cards, and more. This card also offers a wide range of insurance benefits, including car rental insurance.
What Is Car Rental Insurance?
Car rental insurance is a type of insurance coverage that covers the cost of any damage to a rental vehicle. It covers the cost of repairs should the rental car become damaged or stolen while in your care. It is a type of insurance coverage that is offered by many credit card companies, including the Scotiabank Momentum Visa.
What Does the Scotiabank Momentum Visa Offer?
The Scotiabank Momentum Visa offers a range of car rental insurance benefits. These include coverage for damage to the rental car, as well as theft protection. Additionally, the card offers liability coverage for any third-party claims arising from an accident involving the rental vehicle. The card also offers coverage for towing and storage, should the rental car require it.
How to Activate the Car Rental Insurance?
The car rental insurance offered by the Scotiabank Momentum Visa is automatically activated when you use your card to pay for the rental car. This means that you do not need to contact the card issuer to activate the coverage. However, it is important to check the terms and conditions of the card before using it to rent a car, as some car rental companies may not accept the Scotiabank Momentum Visa as payment.
What Are the Exclusions?
The car rental insurance offered by the Scotiabank Momentum Visa is subject to certain exclusions. For example, the coverage does not apply to any damage caused by an act of nature or an act of God. Additionally, the coverage does not apply to any damage caused by an accident or theft that occurs while the rental car is being used for a commercial purpose.
Conclusion
The Scotiabank Momentum Visa offers a range of car rental insurance benefits. This includes coverage for damage to the rental car, as well as theft protection. Additionally, the card offers liability coverage for any third-party claims arising from an accident involving the rental vehicle. However, it is important to check the terms and conditions of the card before using it to rent a car, as some car rental companies may not accept the Scotiabank Momentum Visa as payment.
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