Budget Direct Home And Contents Insurance Product Disclosure Statement

What is Budget Direct Home and Contents Insurance?

Budget Direct Home and Contents Insurance is a comprehensive policy designed to protect you and your home and contents from a range of unforeseen events. It provides you with coverage for your house and its contents from fire, storm, theft and other insured events. It also includes optional additional covers for more comprehensive protection. The policy provides you with peace of mind and financial protection in the event of damage to your home and contents.

What is Covered by Budget Direct Home and Contents Insurance?

Budget Direct Home and Contents Insurance provides you with coverage for a range of insured events, including: fire, storm, theft, malicious damage and accidental damage. The policy also provides coverage for legal liability, meaning you are covered for any legal costs and expenses if you are held liable for an injury or damage to another person’s property. The policy also includes optional additional covers for more comprehensive protection.

What is Not Covered by Budget Direct Home and Contents Insurance?

Budget Direct Home and Contents Insurance does not cover damage or losses caused by wear and tear, normal aging, deterioration, faulty materials or workmanship, or from any event which is not insured under the policy. The policy also does not cover certain items such as jewellery, money and credit cards, so it is important to check what items are excluded from the policy.

How Much Does Budget Direct Home and Contents Insurance Cost?

The cost of Budget Direct Home and Contents Insurance depends on a number of factors, including the size and location of your home, the amount of cover you require and the type of cover you choose. The policy also includes a range of discounts, including discounts for paying your premium by direct debit, having a security system installed in your home, and having no previous claims. The cost of the policy may also vary depending on the insurer you choose.

How to Apply for Budget Direct Home and Contents Insurance?

Applying for Budget Direct Home and Contents Insurance is easy. You can apply online or over the phone. When applying, you will need to provide some basic information about yourself, such as your name, address, date of birth and contact details. You will also need to provide some information about your home, such as its size, age and location. Once you have completed the application form, you will be given a quote and you can then decide whether to take out the policy.

Conclusion

Budget Direct Home and Contents Insurance is a comprehensive policy designed to protect you and your home and contents from a range of unforeseen events. It provides you with coverage for your house and its contents from fire, storm, theft and other insured events. The policy also includes optional additional covers for more comprehensive protection. Applying for Budget Direct Home and Contents Insurance is easy and you can apply online or over the phone. The cost of the policy may vary depending on the insurer you choose, so it is important to compare quotes to get the best deal.