Cars for First Time Drivers With Cheap Insurance

Introduction

Getting your first car can be a big step in life. You can finally go on that road trip, pick up friends or family, and also show off a little bit. But while the emotions of getting a car are great, there is a lot of practicality that needs to be taken into consideration. One of the major considerations that first time drivers need to think about is insurance. Insurance can be expensive, but there are some tips and tricks to make sure you get the best deal possible.

The Right Car

The first step to finding cheap insurance is to make sure you get the right car. Cars that are small and low powered are generally the cheapest to insure as they are less likely to be involved in an accident and less costly to repair. Cars like the Ford Fiesta, Volkswagen Polo, and Toyota Yaris are all good choices for first time drivers. They are small, reliable, and have low insurance premiums. If you are looking for more of a ‘cool’ factor, then the Mini Cooper is a great option. It is still small, but has a bit more style than some of the other cars.

Shop Around

When looking for insurance, it is always best to shop around. Different insurance companies will offer different rates, so it is important to find the best deal for you. It is also beneficial to compare quotes online as this can be much quicker than calling up insurance companies. When you have a shortlist of insurers, it is best to call them up and ask any questions you may have. This will help you to find the best policy for your needs.

Multi-Car Policies

If you have more than one car in your household, it may be beneficial to take out a multi-car policy. This will allow you to insure all of the cars on one policy and can make the overall cost much more manageable. There are also discounts for younger drivers who are added to the policy, so this is something to look into.

Safety Features

Installing safety features in your car can also help to reduce your insurance premiums. Safety features such as airbags and anti-lock brakes can make a big difference in terms of cost. It may also be worth looking into getting a GPS tracking device as this can help to reduce the cost of your premiums even further.

Conclusion

Getting insurance as a first time driver can be a daunting prospect but it doesn't have to be. With the right car, shopping around, and safety features, you can make sure that you get the best deal possible and save yourself some money. So, don’t be afraid to get out there and start shopping around for that perfect car and the cheapest insurance.