Everything You Need To Know About Car Insurance Groups List USA

What is Car Insurance Group?

Car insurance groups are used by insurance companies to determine the cost of insuring a particular vehicle. In the United States, cars are assigned to different insurance groups by the Insurance Institute for Highway Safety (IIHS). Insurance companies use these insurance groups to assess the risk of insuring a particular vehicle and adjust the premium accordingly. Cars that are assigned to higher insurance groups will be more expensive to insure than those assigned to lower insurance groups.

How Are Insurance Groups Determined?

When determining the insurance groups of cars, the IIHS looks at a variety of factors, such as the cost of repairs, the safety features of the car, and the size and weight of the car. The IIHS considers all of these factors when determining the insurance group of a particular car. The higher the insurance group of a car, the more expensive it will be to insure.

Which Cars Are Assigned to Which Insurance Groups?

Cars are assigned to different insurance groups based on their make and model. Generally, luxury cars, sports cars, and large SUVs are assigned to higher insurance groups, while smaller and less expensive cars are assigned to lower insurance groups. It is important to note that the insurance group assigned to a particular car may change over time, so it is important to check with your insurance company when assessing the cost of insuring a car.

What Are the Insurance Groups in the USA?

In the USA, cars are assigned to one of 50 insurance groups. The lowest insurance group is Group 1 and the highest is Group 50. Cars that are assigned to higher insurance groups are typically more expensive to insure than those assigned to lower insurance groups. The insurance group of a car will also determine the cost of any additional insurance coverage that is purchased, such as comprehensive or collision coverage.

How Can I Find Out What Insurance Group My Car Is Assigned To?

The insurance group of a car can be found on the IIHS website. The website provides a list of all cars and their corresponding insurance groups. You can also check with your insurance company to find out the insurance group of your car. Your insurance company will typically provide you with a list of all cars and their corresponding insurance groups.

Conclusion

Car insurance groups are used by insurance companies to determine the cost of insuring a particular vehicle. In the USA, cars are assigned to one of 50 insurance groups, ranging from Group 1 to Group 50. Cars that are assigned to higher insurance groups are typically more expensive to insure than those assigned to lower insurance groups. You can find out the insurance group of your car by checking the IIHS website or by asking your insurance company.