Auto Insurance Discounts for Teachers: How to Save

Teachers are the backbone of our society, so it only makes sense that they should be rewarded for their hard work and dedication to our children’s education. One way that companies reward teachers is by offering discounts on auto insurance. While there isn’t a “teachers’ discount” that is offered universally, there are several ways you can save on your car insurance as a teacher.

Good Driver Discounts

Most auto insurance companies offer a discount to drivers who have a clean driving record. This means that if you have not had any moving violations or accidents in the past three to five years, you may be eligible for a discount. The size of the discount varies from company to company, but it can be a great way to save money on your auto insurance.

Occupational Discounts

Many companies offer discounts to people in certain occupations. Teachers, doctors, nurses and military personnel are often eligible for these discounts. The amount of the discount varies from company to company, so it’s a good idea to shop around to find the best deal. Some companies may also offer discounts to members of certain professional organizations, such as teachers’ unions.

Multi-Policy Discounts

If you already have life, health or home insurance with a particular company, you may be eligible for a multi-policy discount on your auto insurance. This discount is usually around 10%, so it can be a great way to save some money on your insurance. Be sure to check with the company to see if they offer a multi-policy discount before signing up for a new policy.

Safety Features Discounts

If your car has certain safety features, such as airbags, anti-lock brakes and automatic seatbelts, you may be eligible for a discount on your auto insurance. Some companies may even offer a discount for cars with anti-theft devices, such as alarms and immobilizers. Be sure to check with your insurance company to see what discounts they offer for safety features.

Low Mileage Discounts

If you don’t drive very often, you may be eligible for a low mileage discount. This is usually offered to people who drive fewer than 7,500 miles per year, and the amount of the discount varies from company to company. Some companies may also offer a discount for cars that are parked in a garage overnight.

Shop Around

The best way to find the best auto insurance discounts for teachers is to shop around. Compare quotes from several different companies to find the one that offers the best coverage at the lowest price. Don’t forget to ask about discounts for teachers, good drivers, safety features and multi-policy discounts to make sure you’re getting the best deal.

Teachers work hard to educate and shape our children, and they should be rewarded for their dedication. Auto insurance discounts for teachers are one way to show appreciation for the hard work they do. Be sure to shop around and take advantage of discounts to make sure you’re getting the best deal on your auto insurance.