What Is Non standard Auto Insurance
What Is Non Standard Auto Insurance?
Non-standard auto insurance is an insurance plan designed for drivers with less-than-perfect driving records. Typically, non-standard auto insurance is more expensive than standard auto insurance, as it is considered a higher risk for the insurer. Drivers who have had numerous citations, accidents, or DUI convictions may be required to purchase non-standard auto insurance. Generally, this insurance is available for those with poor driving records, young drivers, those with limited driving experience, or those who drive a car that is considered high risk.
What Does Non Standard Auto Insurance Cover?
Non-standard auto insurance covers the same types of coverage as standard auto insurance. This includes liability coverage, which covers injury and property damage caused by an accident in which you are at fault. It also includes collision coverage, which covers damage to your car resulting from a collision. Comprehensive coverage covers damage to your car from perils such as fire, theft, or vandalism. It also includes uninsured/underinsured motorist coverage, which covers expenses associated with an accident in which the other driver is at fault but does not have insurance.
Who Needs Non Standard Auto Insurance?
Drivers who have had numerous citations, accidents, or DUI convictions may be required to purchase non-standard auto insurance. Additionally, drivers with limited driving experience, young drivers, and those who drive a car that is considered high risk may need to purchase non-standard auto insurance. If you have a bad driving record, it is important to shop around to get the best rate possible.
How Much Does Non Standard Auto Insurance Cost?
Non-standard auto insurance is typically more expensive than standard auto insurance, as it is considered a higher risk for the insurer. The cost of non-standard auto insurance can vary depending on the type of coverage you require and your driving record. Additionally, the cost of this insurance can vary from state to state, so it is important to shop around to get the best rate possible. Generally, it is best to compare quotes from multiple providers to ensure you get the best rate.
What Are the Benefits of Non Standard Auto Insurance?
The main benefit of non-standard auto insurance is that it provides coverage for those with poor driving records. Additionally, it provides coverage for drivers with limited driving experience, young drivers, and those who drive a car that is considered high risk. Non-standard auto insurance can also provide additional coverage options such as medical payments, rental car reimbursement, and towing and labor that may not be included in a standard auto insurance policy.
Conclusion
Non-standard auto insurance is an insurance plan designed for drivers with less-than-perfect driving records. This type of insurance is typically more expensive than standard auto insurance, as it is considered a higher risk for the insurer. Drivers who have had numerous citations, accidents, or DUI convictions may be required to purchase non-standard auto insurance. The main benefit of this insurance is that it provides coverage for those with poor driving records, limited driving experience, young drivers, and those who drive a car that is considered high risk. Before purchasing non-standard auto insurance, it is important to shop around to get the best rate possible.
Non-standard Car Insurance | Car Insurance Guidebook
Non-Standard Auto Insurance | California Heritage Insurance Services
What Is Non Standard Auto Insurance? - FLINSCO.com
What Is The Difference Between Standard and Non-Standard Auto Insurance
What Is Non-Standard Auto Insurance? | Clearsurance
