Cheapest Cars to Insure for 17 Year Old New Driver

Saving Money on Car Insurance for New Drivers

Getting a driver’s licence is an exciting milestone for many 17 year olds. However, with that freedom comes the responsibility of finding and paying for car insurance. For many young drivers, this can be a major challenge. The good news is that there are ways to save money on car insurance for a 17 year old, such as by selecting the right car.

The Most Affordable Cars for 17 Year Old Drivers

When selecting a car as a 17 year old, it is important to look for a car that is inexpensive to insure. This means avoiding cars that are considered high performance, expensive, or more likely to be stolen. Instead, look for cars that are inexpensive to buy, reliable, and have a good safety record. Some of the most affordable options for 17 year old drivers include:

Honda Civic
Toyota Corolla
Ford Focus
Hyundai Accent
Honda Fit
Chevrolet Sonic
Nissan Versa

Tips for Saving Money on Car Insurance

In addition to selecting the right car, there are other ways to save money on car insurance for a 17 year old. For example, many insurance companies offer discounts for good grades. Since many 17 year olds are still in school, it is worth asking about this discount.

Also, taking a defensive driving course may also qualify you for a discount. Completing a defensive driving course can also improve your driving skills, which can help you avoid accidents and tickets in the future.

Finally, it is important to shop around and compare quotes from different insurance companies. Different companies may offer different discounts, so it is worth comparing several quotes before selecting an insurance provider.

The Importance of Good Credit

Another important factor to consider when selecting car insurance is credit score. Many insurance companies use credit score as a factor in determining the cost of insurance. Therefore, it is important for 17 year olds to work on establishing and maintaining a good credit score. This may involve opening a credit card, making on-time payments, and avoiding debt.

The Benefits of Car Insurance

Having car insurance is important for 17 year old drivers. Not only does it protect you financially in the event of an accident, it also helps to protect other drivers on the road. Car insurance can help to cover medical costs, repair costs, and other expenses related to property damage and personal injury.

In addition, car insurance is also a legal requirement in most states. Without car insurance, drivers run the risk of facing fines, license suspension, and other penalties.

Conclusion

For many 17 year old drivers, car insurance can be expensive. However, there are ways to save money on car insurance, such as by selecting the right car and taking advantage of discounts. It is also important to shop around and compare quotes from different insurance companies. Finally, good credit is important for finding affordable car insurance.