What Is Car Breakdown Cover in UK?

Car breakdown cover is an insurance policy that is designed to protect you in the event of an incident with your car. The cover will protect you from the costs of repairs, towing, and any other expenses that may arise out of an incident. It is an important extra layer of protection for any car owner in the UK and can be invaluable in times of need.

The UK has a long history of providing car breakdown cover and the policies have evolved significantly over the years. Today, there are a wide range of different policies to choose from, depending on your individual needs. You can choose from basic cover, which covers the basics such as towing and repairs, or more comprehensive cover, which covers a wider range of potential incidents.

What Does Car Breakdown Cover Include?

Most car breakdown cover policies include the following: towing, repairs, roadside assistance, and emergency accommodation. Depending on the policy you choose, you may also be covered for additional incidents such as breakdowns due to natural disasters, breakdowns due to mechanical failure, and more.

In addition to the standard cover, you can also opt for additional add-ons such as breakdown cover for hire cars, cover for foreign trips, and cover for legal expenses. These add-ons can be invaluable in more serious incidents and are well worth considering if you are looking for comprehensive protection.

How Much Does Car Breakdown Cover Cost?

The cost of car breakdown cover varies depending on the type of cover you choose and the provider you use. Basic cover can start from as little as £20 per year, while more comprehensive cover can cost up to £100 per year. It is important to shop around and compare prices to find the best deal for you.

It is also worth noting that some insurers offer discounts for multiple cars, so if you have more than one car it may be worth asking your insurer about the possibility of a discount. Additionally, some insurers offer discounts for paying in full up front.

When Should I Get Car Breakdown Cover?

It is a good idea to get car breakdown cover as soon as you purchase a car. This will ensure that you are covered from the moment you take ownership of the car. Additionally, if you are planning a long journey, it is important to make sure your cover is up to date and that you have the correct cover for the type of journey you are undertaking.

Car breakdown cover can be invaluable in times of need and can help to ensure that you are not left stranded in the event of an incident. It is important to shop around and compare different policies to find the right cover for you.