Can I Drive Another Car On My Insurance Aviva?

Do you have an Aviva insurance policy and are wondering if you can drive someone else's car? It's a common question that many policyholders have, and the answer may depend on the type of policy you have and other factors.

If you have an Aviva policy that includes Comprehensive cover, then you will likely be covered when driving someone else's car. This would mean that you would be covered for damage to the other car, as well as any injuries or losses incurred. Comprehensive cover is the most comprehensive coverage available, and it is the most expensive. However, it is worth it if you plan to drive someone else's car frequently.

What If I Don't Have Comprehensive Cover?

If you don't have Comprehensive cover, then you may still be able to drive another car. However, the level of cover you have may be limited. For example, you may be covered for third party liability, which means that any damage to the other car and any injuries or losses caused by the accident would be paid for by the other person's insurance. However, you would not be covered for any damage to your own car.

What Else Should I Consider?

When considering whether or not to drive someone else's car, you should also consider the age and experience of the driver. If you are an inexperienced driver, then you may not be covered for driving someone else's car. Similarly, if the driver of the other car is under the age of 25, then they may not be covered either.

What Else Do I Need to Know?

It is important to remember that even if you are covered to drive someone else's car, you should always check the other person's insurance policy to make sure that you are both adequately protected. You should also make sure that the other person has given you permission to drive their car. Finally, if you are in an accident, you should always contact your insurance provider and the other person's insurance provider to make sure that you are both adequately covered.

In Summary

In summary, if you have an Aviva insurance policy that includes Comprehensive cover, then you will likely be covered when driving someone else's car. However, if you don't have Comprehensive cover, then you may still be able to drive another car but the level of cover may be limited. It is important to remember to check the other person's insurance policy and make sure you have permission to drive their car. Finally, always contact your insurance provider and the other person's insurance provider if you are in an accident.