California Non Standard Auto Insurance

What is Non Standard Auto Insurance?

Non standard auto insurance is a type of auto insurance aimed at drivers who do not meet the requirements for a standard policy. These drivers may have a spotty driving record, a DUI conviction, or may not have enough experience to qualify for a standard policy. Non standard auto insurance is often more expensive than standard auto insurance, but it often provides the same coverage. It also provides protection for drivers who may not otherwise be able to find coverage.

Who Needs Non Standard Auto Insurance in California?

In California, non standard auto insurance is necessary for drivers who do not qualify for a standard policy. This includes drivers who have recent driving convictions, such as a DUI or reckless driving. It also includes drivers who have had their license suspended or revoked. In addition, drivers who do not have enough experience on the road may need to purchase a non standard policy. Finally, drivers who have a poor driving record or a history of filing multiple claims may also need to purchase a non standard policy.

What Does Non Standard Auto Insurance Cover?

Non standard auto insurance typically covers the same things as a standard policy. This includes liability coverage, which pays for the damages you cause to another driver if you are responsible for an accident. It also includes collision coverage, which pays for the repairs to your vehicle if it is damaged in an accident. Finally, it includes comprehensive coverage, which pays for damages to your vehicle caused by things other than an accident, such as theft or vandalism.

How Much Does Non Standard Auto Insurance Cost in California?

Non standard auto insurance in California is typically more expensive than a standard policy. This is because non standard policies are for drivers who are seen as higher risk. The cost of non standard auto insurance is determined by a variety of factors, such as your driving record, the type of car you drive, and your age. However, there are ways to save money on non standard auto insurance, such as looking for discounts or raising your deductible.

How to Find Non Standard Auto Insurance in California?

The best way to find non standard auto insurance in California is to shop around. There are many companies that offer non standard auto insurance, so it is important to compare quotes from multiple companies to find the best rate. You can also check with your local insurance agent to see what non standard policies they have available. Finally, you can use online comparison tools to quickly compare quotes from multiple companies.

Conclusion

Non standard auto insurance is necessary for drivers who do not qualify for a standard policy. It typically covers the same things as a standard policy and is more expensive. However, there are ways to save money on non standard auto insurance, such as looking for discounts or raising your deductible. The best way to find non standard auto insurance in California is to shop around and compare quotes from multiple companies.