Best Cars To Get Insured On For Young Drivers

What is the Best Car to get Insured On For Young Drivers?

Young drivers often find it difficult and expensive to get auto insurance. Most insurance companies consider young drivers to be high risk customers due to their lack of experience and propensity for more accidents. Fortunately, there are certain cars that can help young drivers save money on auto insurance.

Before deciding on a car, young drivers should understand what factors insurance companies consider when setting rates. The main factors are the car's age, make and model, safety features, and the driver's own driving record. Newer cars tend to cost more to insure, as do cars with more powerful engines and those with higher risk of theft. Safety features like anti-lock brakes, airbags, and automatic seat belts can also influence rates. Finally, drivers with a clean record are likely to see lower rates than those with a history of accidents or tickets.

Cars That Help Young Drivers Save on Insurance

Fortunately, there are certain cars that can help young drivers save money on auto insurance. Smaller, older models like the Honda Civic, the Toyota Corolla, and the Ford Focus are generally cheaper to insure than larger, newer cars. This is because they are less powerful and less likely to be stolen. These cars also come with basic safety features that can help lower rates.

Another option is to look for cars with high safety ratings. Cars with good crash test ratings, such as the Volvo S60, are generally less expensive to insure. This is because they are safer and less likely to be involved in an accident.

It's also important to consider the driver's own driving record. Drivers with a clean record are likely to see lower rates than those with a history of accidents or tickets. Keeping a clean record is one of the best ways to get the lowest rates.

Tips for Choosing the Right Car for Young Drivers

When choosing a car for a young driver, it's important to consider both the insurance costs and the car's safety features. Larger and newer cars tend to cost more to insure but can provide more protection in the event of an accident. Smaller and older cars are cheaper to insure but may not offer the same level of protection.

It's also important to consider the driver's own driving record. Keeping a clean record is one of the best ways to get the lowest rates. Lastly, young drivers should research the different insurance companies to find the best rates. Different companies offer different rates, so it's important to compare quotes from several different companies.

Conclusion

When choosing a car for a young driver, it's important to consider both the insurance costs and the car's safety features. Smaller, older models like the Honda Civic, the Toyota Corolla, and the Ford Focus are generally cheaper to insure than larger, newer cars. Cars with good crash test ratings, such as the Volvo S60, are also usually less expensive to insure. Keeping a clean driving record is one of the best ways to get the lowest rates. Lastly, young drivers should research the different insurance companies to find the best rates.

Getting auto insurance for young drivers doesn't have to be expensive. With some research and planning, young drivers can find the right car and the right policy to save money on insurance.