Third Party Liability Insurance Car Rental California: What You Should Know

What is Third Party Liability Insurance?

Third Party Liability Insurance is an insurance policy that covers the cost of damages that you, as the renter of a car, are liable for in the event of an accident. This could include damages to another person’s property, or to another person’s body, if you are found to be at fault for the accident. This type of insurance is also known as third party liability, personal injury protection, and bodily injury liability insurance. It is important to understand that if you are found to be at fault for an accident, the costs associated with it can be very high, and having adequate third party liability insurance can help protect you financially.

What Does Third Party Liability Insurance Cover in California?

Third party liability insurance in California covers the cost of damages that you are found to be at fault for in an accident. This could include damages to another person’s property, or to another person’s body. It also covers medical expenses for the other person in the event of an accident, up to a certain amount. In addition, third party liability insurance can cover legal expenses associated with the accident, such as court costs and attorney fees.

Do I Need Third Party Liability Insurance When Renting a Car in California?

When renting a car in California, you should always be sure to purchase third party liability insurance to protect yourself financially in the event of an accident. While all rental car companies in California are required to provide basic liability coverage, this coverage may not be enough. By purchasing third party liability insurance, you can ensure that you are covered in the event of an accident, regardless of who is at fault. This can help save you from having to pay out of pocket for any damages you are found liable for.

How Much Does Third Party Liability Insurance Cost in California?

The cost of third party liability insurance in California varies depending on the rental car company and the type of coverage you purchase. Generally, third party liability insurance costs around $15-$30 per day, although some rental car companies may charge more. It is important to shop around and compare prices to find the best deal for your needs.

When Should I Purchase Third Party Liability Insurance?

It is best to purchase third party liability insurance when you first book your rental car. This way, you can be sure that you are adequately covered in the event of an accident. You can also purchase third party liability insurance at the rental car counter when you pick up your car, although you may not be able to find the best deals this way.

Conclusion

Third Party Liability Insurance is an important form of protection that can help cover the costs associated with an accident. If you are renting a car in California, it is important to purchase third party liability insurance in order to protect yourself financially. Be sure to shop around and compare prices in order to find the best deal for your needs.