How to Add A Driver to Your ICBC Car Insurance

What is ICBC Car Insurance?

ICBC, or the Insurance Corporation of British Columbia, is the government-run auto insurance provider for all drivers in the province of British Columbia. All drivers in the province are required to have ICBC insurance in order to legally operate a vehicle, and this is why it is important to know how to add a driver to your ICBC car insurance. Adding a driver to your ICBC car insurance is relatively easy, and can be done in a few simple steps.

Who Can Be Added as a Driver?

When adding a driver to your ICBC car insurance, it is important to note that the driver must be a family member. ICBC insurance policies only allow for family members to be added, and these family members must be a spouse, parent, or child of the primary driver. Additionally, any driver added to the policy must be a licensed driver in the province of British Columbia.

How to Add a Driver to Your ICBC Car Insurance

The process for adding a driver to your ICBC car insurance is relatively simple and straightforward. The process begins with contacting ICBC to add the driver to your policy. This is done by calling ICBC or visiting their website, and providing the necessary information about the driver you are adding. This includes the driver's name, address, and driver's license number. After the information is provided, ICBC will process the request, and add the driver to your policy.

What Happens After the Driver is Added?

Once a driver is added to your ICBC car insurance policy, ICBC will then adjust your premium to reflect the added driver. This is done by taking into account the experience level of the added driver, and how much they will be driving the vehicle. Additionally, ICBC may also request additional information, such as a copy of the driver's license, and any other documents they may need to process the request.

Why is it Important to Add Drivers to Your ICBC Car Insurance?

Adding a driver to your ICBC car insurance is important for a few reasons. First and foremost, it is important to add drivers to your policy in order to remain in compliance with the law. All drivers in the province of British Columbia are required to possess ICBC insurance in order to legally operate a vehicle, and adding a driver to your policy ensures that you are in compliance with the law. Additionally, adding a driver to your policy can help to reduce your premium, as the experience level of the added driver can help to reduce the overall premium.

In Conclusion

Adding a driver to your ICBC car insurance is a relatively simple process that can be done in just a few steps. It is important to add a driver to your policy in order to remain in compliance with the law, and to potentially reduce your premium. When adding a driver to your policy, it is important to note that the driver must be a family member, and must be a licensed driver in the province of British Columbia. After the driver is added, ICBC will then adjust your premium accordingly.