Review Of Horace Mann Auto Insurance

Horace Mann Auto Insurance Overview

Horace Mann Auto Insurance is one of the leading insurance providers in the United States. It has been providing auto insurance coverage since 1945 and currently has more than two million customers. The company offers a variety of coverage options, including liability, comprehensive, collision, medical payments and uninsured motorist coverage. Customers can also choose from different policy types, such as full coverage and liability only. Horace Mann Auto Insurance also offers discounts for things like safe driving, multi-car policies, and good student discounts.

Pros and Cons of Horace Mann Auto Insurance

One of the biggest pros of Horace Mann Auto Insurance is their competitive rates and discounts. The company offers competitive rates that are lower than many other insurers, and they also offer discounts for things like safe driving, multi-car policies, and good student discounts. The company also has a great customer service team, which is always available to help customers with any questions or concerns they may have.

Another pro of Horace Mann Auto Insurance is that they provide a wide selection of coverage options. Customers can choose from different policy types, such as full coverage and liability only, as well as a variety of coverage options, including liability, comprehensive, collision, medical payments, and uninsured motorist coverage.

One of the cons of Horace Mann Auto Insurance is that they are not available in all states. Currently, the company only provides auto insurance coverage in the states of Alabama, Arkansas, Florida, Georgia, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, Oklahoma, Tennessee, Texas, and Virginia.

Types of Coverage Offered by Horace Mann Auto Insurance

Horace Mann Auto Insurance offers a variety of coverage options, including liability, comprehensive, collision, medical payments, and uninsured motorist coverage. Liability coverage is the most basic type of auto insurance coverage, and it covers the cost of damages to other people or property if you are involved in an accident. Comprehensive coverage covers the cost of damages to your car in the event of an accident, theft, or vandalism. Collision coverage covers the cost of repairs to your car if it is damaged in an accident. Medical payments coverage is optional, and it covers the cost of medical expenses in the event of an accident. Uninsured motorist coverage is also optional, and it covers the cost of damages to your car if you are hit by an uninsured driver.

Discounts Offered by Horace Mann Auto Insurance

Horace Mann Auto Insurance offers a variety of discounts for their customers. Some of the discounts include safe driver discounts, multi-car discounts, good student discounts, and multi-policy discounts. Safe driver discounts are available for drivers who have no accidents or moving violations in the past three years. Multi-car discounts are available for customers who insure more than one car with Horace Mann Auto Insurance. Good student discounts are available for students who maintain a certain grade point average. And multi-policy discounts are available for customers who have multiple policies with Horace Mann Auto Insurance.

Conclusion

Horace Mann Auto Insurance is one of the leading insurance providers in the United States. The company offers competitive rates and discounts, and they provide a wide selection of coverage options, including liability, comprehensive, collision, medical payments, and uninsured motorist coverage. Customers can also choose from different policy types, such as full coverage and liability only. Horace Mann Auto Insurance also offers discounts for things like safe driving, multi-car policies, and good student discounts.