Everything You Need to Know About American Express Gold Card Rental Car Insurance

If you're an American Express (Amex) Gold Card holder, you may be wondering what rental car insurance benefits you can get with this card. Amex Gold Card rental car insurance can provide you with great coverage while you're on the go, giving you peace of mind when you travel. Read on to learn more about Amex Gold Card rental car insurance and the coverage it provides.

What Does Amex Gold Card Rental Car Insurance Cover?

Amex Gold Card rental car insurance covers you for damage or theft of a rental car. It also covers you for third party liability coverage, which means if you're responsible for damage caused to other people or their property, Amex Gold Card rental car insurance will help to cover the costs. Additionally, Amex Gold Card rental car insurance will also cover towing and roadside assistance in the event of a breakdown or accident.

Limitations of Amex Gold Card Rental Car Insurance

It's important to note that Amex Gold Card rental car insurance does not cover all rental cars. The car must be rented for less than 30 consecutive days, and the rental company must be a licensed one. Additionally, the rental car cannot be used for business or commercial purposes. Finally, the rental car must not be used in a hazardous activity, such as off-road driving or racing.

How to Activate Amex Gold Card Rental Car Insurance

Activating Amex Gold Card rental car insurance is easy. Simply decline the car rental company's collision damage waiver (CDW). Then, call the toll-free number on the back of your card to activate the coverage. You'll need to provide your card number, the rental car company's name, and the policy number provided by the car rental company. Once you've done that, you'll be covered.

Additional Benefits of Amex Gold Card Rental Car Insurance

Amex Gold Card rental car insurance also provides additional benefits for cardholders. For example, if you're renting a car for more than 15 days, you'll get a complimentary upgrade. Additionally, Amex Gold Card rental car insurance also covers loss of use charges, which means if you're involved in an accident with a rental car, you won't be responsible for the loss of use fees that the rental car company charges.

Conclusion

Amex Gold Card rental car insurance can provide you with great coverage while you're on the go, giving you peace of mind when you travel. It covers damage or theft of rental cars, as well as third-party liability coverage. It's also important to note that Amex Gold Card rental car insurance does not cover all rental cars, and you'll need to decline the car rental company's collision damage waiver to activate the coverage. Amex Gold Card rental car insurance also provides additional benefits, such as complimentary upgrades and loss of use coverage.