How To Claim Car Insurance Oriental Insurance

Overview

Car insurance is a must for all vehicles in India. It is mandatory to have a valid car insurance policy to be able to drive on the roads. Oriental Insurance offers a wide range of car insurance policies that provide coverage for all kinds of vehicles. These are available online and can be bought easily. If you have an Oriental Insurance policy and need to make a claim, the process is simple and straightforward.

Steps To Claim Car Insurance

The process for claiming car insurance from Oriental Insurance is simple and straightforward. Here are the steps to follow:

Step 1: Notify the Insurance Company

The first step is to notify the insurance company about the accident. You need to call the customer helpline or fill the online form to inform the insurer about the incident. The insurance company will then assign a surveyor to assess the damage. The surveyor will visit the site and make an assessment of the damage.

Step 2: Submit Documents

Once the surveyor has made an assessment, you will need to submit the following documents:

Copy of the policy document
Copy of the driving license
Copy of the registration certificate of the vehicle
Copy of the FIR (if applicable)
Photographs of the damaged vehicle
Repair estimate

Step 3: Claim Settlement

Once the documents have been submitted, the insurance company will process the claim and decide on the settlement amount. This amount will be based on the extent of damage, repair costs, and the type of policy you have taken. The claim settlement process can take anywhere from a few days to a few weeks.

Step 4: Receive Payment

Once the claim has been settled, the insurance company will make the payment either by cheque or direct bank transfer. The payment will be made as per the terms of the policy and the amount will be the amount decided by the insurance company.

Conclusion

Claiming car insurance from Oriental Insurance is a simple and straightforward process. All you need to do is notify the insurance company, submit the necessary documents, and wait for the settlement amount to be decided. Once the claim is settled, you will receive the payment either by cheque or direct bank transfer.