First Direct Visa Card Car Rental Insurance

What is the First Direct Visa Card Car Rental Insurance?

The First Direct Visa Card Car Rental Insurance is designed to provide cardholders with financial protection from damages, loss and theft related to rental cars. The insurance covers up to $50,000 for physical damage and $25,000 for theft or loss of the rental car. It also provides certain additional benefits, such as travel accident insurance and emergency assistance coverage. The insurance is available to First Direct Visa cardholders and is free of charge.

What Does First Direct Visa Card Car Rental Insurance Cover?

The First Direct Visa Card Car Rental Insurance provides financial protection to cardholders in case of damages, loss or theft related to rental cars. The coverage includes up to $50,000 for physical damage and $25,000 for theft or loss of the rental car. It also includes additional benefits such as travel accident insurance and emergency assistance coverage.

Who is Eligible for First Direct Visa Card Car Rental Insurance?

The First Direct Visa Card Car Rental Insurance is available to all First Direct Visa cardholders. The insurance is provided at no additional cost to cardholders, as long as they meet the requirements for coverage. To be eligible for the coverage, cardholders must charge the entire rental car cost to their First Direct Visa card, and decline the coverage offered by the car rental company.

What Else Should Cardholders Know About First Direct Visa Card Car Rental Insurance?

Cardholders should be aware that the First Direct Visa Card Car Rental Insurance does not cover certain types of damages or losses. These include damages caused by reckless driving, driver negligence, or failure to comply with the rental agreement. It also does not cover liability damages, personal belongings, or towing and roadside assistance. The insurance is also limited to a maximum of 15 consecutive days of rental coverage.

What if Cardholders Need to Make a Claim?

If cardholders need to make a claim under the First Direct Visa Card Car Rental Insurance, they should contact their card issuer within 60 days of the incident. They will need to provide documentation of the incident and submit a claim form. The card issuer will review the claim and make a decision within 30 days.

Conclusion

The First Direct Visa Card Car Rental Insurance provides cardholders with financial protection from damages, loss and theft related to rental cars. The coverage includes up to $50,000 for physical damage and $25,000 for theft or loss of the rental car. Cardholders must meet certain requirements to be eligible for the coverage, and should be aware of the types of damages and losses the insurance does not cover. If cardholders need to make a claim, they should contact their card issuer within 60 days of the incident.