Does Td Credit Card Cover Car Rental Insurance

Does a TD Credit Card Cover Car Rental Insurance?

If you’re planning a road trip or a vacation and you’re considering renting a car, you’re probably wondering about the details of car rental insurance. If you have a TD credit card, you may be able to benefit from some coverage when you rent a car. TD credit cards have a variety of features, and some of them offer car rental insurance.

Types of TD Credit Cards

TD has several types of credit cards that can provide car rental insurance. The TD First Class Visa Infinite Card and the TD Platinum Travel Visa Card both offer rental car collision and damage insurance. The TD Cash Back Visa Infinite Card and the TD Rewards Visa Card also offer rental car collision and damage insurance.

Coverage Details

The rental car insurance provided by TD credit cards covers a range of expenses related to collision and damage to the rental car. If you have an accident and the rental car is damaged, the insurance can cover the cost of repairs or the replacement value of the car. It can also cover towing expenses, loss of use fees, and other fees charged by the rental car company.

It’s important to note that the coverage provided by TD credit cards does not cover items like personal liability, personal effects, or personal injury. This coverage is only for damage to the rental car. Additionally, the coverage is secondary, which means that it will only kick in after any other coverage or insurance you have. For example, if you have auto insurance, it would need to be used first before the rental car insurance provided by your TD credit card.

Eligibility Requirements

In order to be eligible for the rental car insurance, you must reserve and pay for the rental car in full with your TD credit card. You must also decline the rental car company’s collision damage waiver or loss damage waiver in order to use the coverage provided by your TD credit card. Lastly, you must be the primary renter of the car and be listed as the driver.

So, if you’re planning a road trip or a vacation and you’re considering renting a car, you may want to consider getting a TD credit card. Some of them offer car rental insurance, which can provide you with some peace of mind while you’re on the road. Just make sure to familiarize yourself with the coverage details, eligibility requirements, and any other restrictions that may apply.