Does Doordash Have Car Insurance?

Doordash, one of the most popular food delivery services, is a great way for drivers to make extra money quickly and easily. But, one of the main questions people have about driving for Doordash is whether or not they have car insurance. After all, if you’re going to be driving for someone else, you want to make sure you’re not leaving yourself vulnerable to any liability.

Doordash’s Insurance Coverage For Drivers

Doordash does provide some insurance coverage for its drivers. They have a “Contingent Liability Insurance” policy that kicks in if a driver’s personal car insurance policy doesn’t cover an incident. This policy is designed to help protect drivers from liability in the event of an accident. It also provides coverage for medical expenses, property damage, and some other expenses.

However, this policy is limited, and it doesn’t provide full coverage. For example, it only covers up to $1 million in damages, and it doesn’t cover any damage to the driver’s car. So, if you’re going to be driving for Doordash, you’ll want to make sure you have your own car insurance policy in place in case of an accident.

What Other Insurance Coverage Do Doordash Drivers Need?

Even though Doordash does provide some insurance coverage for its drivers, it’s not enough. You’ll still need to make sure you have your own car insurance policy to protect yourself in case of an accident. This is especially true if you’re planning on driving your car long distances or carrying heavy items.

You’ll also want to make sure you have adequate coverage for medical expenses. Doordash’s policy only covers up to $1 million in damages, but your own insurance policy may provide more coverage. You may even be able to get a specialized policy for delivery drivers that provides more comprehensive coverage.

Conclusion

Doordash does provide some insurance coverage for its drivers, but it’s not enough. You’ll still need to make sure you have your own car insurance policy to protect yourself in case of an accident. And, if you’re planning on driving your car long distances or carrying heavy items, you’ll want to make sure you have adequate coverage for medical expenses as well.