Does Car Insurance Cover Rental Cars Progressive?

If you are considering renting a car, then you may be wondering if car insurance covers rental cars. Progressive is one of the leading car insurance providers in the United States, and they do offer some coverage for rental cars. It's important to understand the coverage provided by Progressive so you can make an informed decision when it comes to renting a car.

Types Of Coverage For Rental Cars

Progressive offers two types of coverage for rental cars. The first is a liability policy, which covers you if you are found to be at fault in an accident. This type of coverage is required in most states, so you should make sure you have it before renting a car. The second type of coverage is a physical damage policy, which covers any damage to the rental car itself. This type of coverage is optional and is not required in most states.

What Is Covered By Progressive’s Rental Car Insurance?

Progressive’s liability coverage for rental cars includes bodily injury and property damage liability. This type of coverage will pay for medical bills and repair costs if you are found to be at fault in an accident. The physical damage coverage offered by Progressive covers any damage to the rental car itself. This coverage will also cover any towing charges or loss of use expenses that may arise from the accident.

What Is Not Covered By Progressive’s Rental Car Insurance?

Progressive’s rental car insurance does not cover personal property or items that may have been stolen from the rental car. It also does not cover damage to tires, windshields, or any mechanical issues that may arise while you are driving the rental car. Additionally, Progressive’s rental car insurance does not cover any liability that may arise from the use of a rental car for business purposes.

Do I Need To Purchase Rental Car Insurance From Progressive?

It is important to understand that rental car insurance is not required by law in most states. However, there are certain situations where having rental car insurance is a good idea. These include renting a car in a state where you don’t have car insurance coverage, renting a car for an extended period of time, or if you are driving a rental car for business purposes. In these situations, it is recommended that you purchase rental car insurance from Progressive in order to protect yourself.

Conclusion

Progressive does offer coverage for rental cars, but it is important to understand what is and is not covered. Liability coverage is required in most states, and physical damage coverage is optional. It is also important to understand that rental car insurance is not required in most states, but it may be a good idea in certain situations. If you are considering renting a car, make sure you understand the coverage provided by Progressive so you can make an informed decision.