Does Full Coverage Car Insurance Cover Towing
Saturday, March 7, 2026
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Does Full Coverage Car Insurance Cover Towing?
What is Full Coverage Car Insurance?
Full coverage car insurance is a type of insurance policy that offers a wide range of protection for your vehicle. It is usually a combination of liability insurance, collision insurance, and comprehensive insurance. Liability insurance covers you for any damage or injuries that you may cause to another person or their property. Collision insurance covers repairs to your vehicle if it is damaged in an accident. Comprehensive insurance covers any damage that is not caused by an accident, such as theft, vandalism, or natural disasters.
Does Full Coverage Car Insurance Cover Towing?
The short answer is yes, full coverage car insurance does cover towing, but the specifics will depend on the type of policy you have. Most full coverage car insurance policies include some sort of roadside assistance coverage. This coverage includes towing, jump starts, flat tire changes, and more. Some policies will also cover the cost of a rental car if your car needs to be towed.
What is Covered by Towing Insurance?
Towing insurance typically covers the cost of towing your vehicle to a repair shop or another location. It may also cover the cost of emergency repairs if your vehicle cannot be safely driven. It is important to note that towing insurance does not typically cover the cost of the repairs themselves. It only covers the cost of towing the vehicle to a repair shop.
What is Not Covered by Towing Insurance?
Towing insurance does not typically cover the cost of repairs to your vehicle. It also does not cover the cost of a rental car, unless your policy specifically states otherwise. Additionally, it does not cover any damage that may have been caused by the towing process. If your vehicle is damaged while being towed, you will need to file a claim with your insurance company to cover the cost of the repairs.
How Much Does Towing Insurance Cost?
The cost of towing insurance will vary depending on the type of policy you have. Generally speaking, it will cost between $20 and $50 per year for towing coverage. If you have an older vehicle or a vehicle that is not regularly driven, you may be able to save money by opting for a lower level of coverage.
Conclusion
Full coverage car insurance does cover towing, but the type and amount of coverage you receive will depend on the specific policy you have. It is important to review your policy carefully to make sure you understand what is and is not covered. Additionally, it is important to understand how much the coverage will cost before you purchase it. By having a full understanding of your policy, you can ensure that you are adequately covered in the event of a roadside emergency.
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