What Is Secondary Insurance Zipcar
What Is Secondary Insurance Zipcar?
Zipcar is an American car-sharing company that provides access to cars on a pay-as-you-go basis. With Zipcar, members can reserve a car for a few hours or a few days, and the cost of the rental includes insurance and fuel costs. Zipcar offers its members a variety of insurance options, and secondary insurance is one of them. In this article, we’ll explain what secondary insurance is and how it works with Zipcar.
What Is Secondary Insurance?
Secondary insurance is a type of insurance coverage that kicks in after your primary insurance policy has been exhausted. It is an added layer of protection that provides additional coverage in case of an accident. Secondary insurance is often referred to as “excess insurance” or “umbrella insurance.” It is not a replacement for your primary insurance, but rather an additional layer of protection.
How Does Secondary Insurance Work With Zipcar?
Zipcar offers members a variety of insurance packages that can be added to their rental agreement. The primary insurance package is included in the cost of the rental and covers the basics, such as liability, collision, and comprehensive coverage. The secondary insurance package is an added layer of protection and covers additional costs, such as medical expenses and rental car coverage. Zipcar members can choose to add the secondary insurance package to their rental agreement for added protection.
What Does Secondary Insurance Cover?
Secondary insurance covers additional costs that may not be covered by the primary insurance package. It typically covers medical expenses, rental car coverage, towing and labor, roadside assistance, and other additional costs. It is important to note that secondary insurance does not cover the cost of the rental car itself, only additional costs related to the rental. It is also important to note that secondary insurance does not replace your primary insurance; it is an added layer of protection.
What Are the Benefits of Secondary Insurance?
The primary benefit of secondary insurance is that it provides additional protection in case of an accident. Secondary insurance can provide peace of mind for Zipcar members, as it covers additional costs that may not be covered by the primary insurance package. It also provides additional protection for the rental car itself, as it covers additional costs related to the rental. Lastly, it is often less expensive than primary insurance, making it an attractive option for those looking to save money on their Zipcar rental.
Conclusion
Secondary insurance is a type of insurance coverage that provides an added layer of protection for Zipcar members. It covers additional costs that may not be covered by the primary insurance package, such as medical expenses, rental car coverage, towing and labor, roadside assistance, and other additional costs. It is an attractive option for those looking to save money on their Zipcar rental, as it is often less expensive than primary insurance. Secondary insurance provides peace of mind for Zipcar members, as it provides additional protection in case of an accident.
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