Sr22 Non Owner Insurance Texas - What You Need to Know

What Is SR22 Non Owner Insurance?

SR22 non owner insurance is a type of liability insurance that is required by the state of Texas if you are convicted of serious driving offenses. This insurance is usually purchased in addition to your regular car insurance policy, and it serves to protect you financially in the event of an accident. It is important to understand the specifics of SR22 insurance in order to make sure you have the right coverage for your needs.

When Do I Need SR22 Non Owner Insurance?

If you have been convicted of certain driving offenses, such as a DUI or DWI, the state of Texas may require you to purchase SR22 non owner insurance. This type of insurance must be purchased from a licensed insurance provider and must remain in force for a period of three years. During this time, you must maintain continuous coverage in order to avoid having your license suspended.

What Does SR22 Non Owner Insurance Cover?

SR22 non owner insurance is a type of liability insurance, which means it covers costs associated with injuries and damage that you cause to others while driving. This includes bodily injury, property damage, and medical expenses resulting from an accident. It also covers legal fees, if necessary. It is important to note that this type of insurance does not provide coverage for your own injuries or damage to your own vehicle.

How Much Does SR22 Non Owner Insurance Cost?

The cost of SR22 non owner insurance varies depending on the insurance provider and the type of coverage you choose. Generally, the cost of SR22 insurance is higher than the cost of regular auto insurance. Additionally, the cost of SR22 insurance is typically higher for those with a history of serious driving offenses.

How Do I Obtain SR22 Non Owner Insurance?

When you need to purchase SR22 non owner insurance, the first step is to find an insurance provider in your area that offers the coverage. Once you have found a provider, you will need to fill out an application and provide the necessary documentation. After you have been approved, you will need to pay the premium in full and submit a copy of the SR22 form to the Texas Department of Motor Vehicles.

Get the SR22 Non Owner Insurance Coverage You Need in Texas

If you have been convicted of certain driving offenses in Texas, you may be required to purchase SR22 non owner insurance. It is important to understand the specifics of this type of insurance and to make sure that you have the right coverage for your needs. Working with an experienced and reliable insurance provider can help ensure that you get the coverage you need at a price you can afford.