Does My Nationwide Insurance Cover Rental Cars?

When you are traveling, it is important to have the right insurance coverage. Rental cars come with their own set of risks, and you want to be sure that you are covered in case of an accident or breakdown. If you are a Nationwide Insurance customer, you may be wondering if your coverage extends to rental cars. The answer depends on the type of policy and coverage you have.

Types of Coverage

Nationwide Insurance offers a variety of coverage options. The most common type of coverage is liability insurance, which covers the costs associated with damage to property or injuries to other people in an accident. Liability coverage typically does not extend to rental cars, unless you have specifically added it to your policy. If you have liability coverage through Nationwide, then it will not cover rental cars.

Collision and Comprehensive Coverage

Collision and comprehensive coverage are two additional types of coverage that Nationwide offers. Collision coverage helps cover the cost of repairs if you are in an accident, while comprehensive coverage helps cover the cost of repairs if your car is damaged by something other than an accident, such as a tree falling on it or a theft. Both of these types of coverage typically will extend to rental cars. However, you should check with your agent to make sure that your policy includes this coverage for rental cars.

Rental Car Insurance

When you rent a car, the rental company will likely offer you additional insurance. This insurance is not required, and it is typically more expensive than the coverage you have through Nationwide Insurance. If you decide to purchase the rental company’s insurance, you should check with your Nationwide Insurance agent to make sure that it will not affect your coverage. In some cases, rental car insurance may overlap with your existing policy and you may not need it.

Nationwide Insurance and Rental Cars

In general, your Nationwide Insurance policy will not extend to rental cars. However, if you have added collision and comprehensive coverage to your policy, it may provide some coverage for rental cars. It is important to check with your Nationwide Insurance agent to make sure that you have the right coverage for your needs. In some cases, you may need to purchase additional insurance from the rental car company.

Conclusion

If you are a Nationwide Insurance customer, you may be wondering if your coverage extends to rental cars. The answer depends on the type of policy and coverage you have. Generally, liability coverage does not extend to rental cars, but collision and comprehensive coverage may. It is important to check with your Nationwide Insurance agent to make sure that you have the right coverage for your needs. In some cases, you may need to purchase additional insurance from the rental car company.