Do You Need Extra Insurance To Drive Uber?

What is Uber?

Uber is a ridesharing app that allows people to easily book a ride with a driver in their local area. Uber drivers use their own cars to transport passengers to their destination. It is a convenient way to get around and is becoming increasingly popular in cities all over the world.

However, when you become an Uber driver, you may be wondering if you need extra insurance coverage. After all, Uber does provide its drivers with a certain amount of insurance coverage, but is it enough? The answer to this question depends on a few factors, which we will discuss in more detail below.

What Insurance Does Uber Provide?

Uber provides its drivers with a certain amount of insurance coverage. This coverage includes liability protection, which covers any damage incurred to another vehicle or property in the event of an accident. It also includes uninsured motorist coverage, which provides protection in the event of an accident caused by an uninsured driver.

However, Uber's insurance coverage does not cover the cost of repairs to your own vehicle in the event of an accident. It also does not provide you with any sort of personal injury protection. This means that if you are injured in an accident while driving for Uber, you will have to pay for your own medical expenses out of pocket.

Do You Need Extra Insurance To Drive Uber?

The answer to this question depends on a few factors. If you already have an auto insurance policy, then you may not need extra coverage. However, there are some situations where it may be beneficial to purchase additional insurance coverage.

For example, if you live in an area with a high rate of uninsured drivers, it may be worth purchasing extra coverage to protect yourself in the event of an accident. Additionally, if you often drive long distances for Uber, it may be worth purchasing extra coverage to protect yourself in the event of a breakdown.

How Much Does Extra Insurance Cost?

The cost of extra insurance coverage for Uber drivers varies depending on the type of coverage you purchase and the amount of coverage you need. Generally speaking, the cost of extra insurance coverage is relatively affordable. You can expect to pay anywhere from a few hundred dollars to a few thousand dollars depending on the type and amount of coverage you need.

Conclusion

When you become an Uber driver, you may be wondering if you need extra insurance coverage. The answer to this question depends on a few factors, such as the amount of coverage you need and the area in which you are driving. However, it is generally a good idea to purchase extra insurance coverage in order to protect yourself in the event of an accident or breakdown. The cost of extra insurance coverage is relatively affordable and can provide peace of mind while you are out on the road.