Car Insurance For Provisional Drivers Uk

Car Insurance for Provisional Drivers in the UK

Learning to drive can be an exciting experience, but it can also be a daunting one. When it comes to getting car insurance for provisional drivers in the UK, there are a few things you need to know. We’ve put together this guide to help you understand the ins and outs of car insurance for learner drivers in the UK.

What is Provisional Driver Insurance?

Provisional driver insurance is a type of car insurance policy designed specifically for learner drivers. Provisional driver insurance is designed to cover you while you’re learning to drive and to provide you with the peace of mind that you’re properly insured in the event of an accident. Most provisional driver insurance policies are short-term policies, lasting six to twelve months.

What Does Provisional Driver Insurance Cover?

Provisional driver insurance typically covers third party damages and liabilities while you’re learning to drive. This means that if you have an accident and damage someone else’s car or property, your provisional driver insurance will cover the cost. It’s important to note, however, that provisional driver insurance does not cover you for any damage to your own car. This means that if you have an accident and damage your own car, you will be liable for the cost of repairs.

Who Is Eligible for Provisional Driver Insurance?

Most provisional driver insurance policies are available to drivers aged 17 to 25. Some policies may also require that you have a valid provisional driving licence. It’s important to check the terms and conditions of any policy you’re considering to make sure that you’re eligible.

How Much Does Provisional Driver Insurance Cost?

The cost of provisional driver insurance depends on a number of factors, including your age, driving experience and the type of car you’re driving. Generally speaking, provisional driver insurance is more expensive than standard car insurance due to the fact that learner drivers are considered higher risk. However, there are a number of ways to reduce the cost of provisional driver insurance, such as taking out a short-term policy, increasing your excess and taking out a ‘pay as you go’ policy.

Where Can I Get Provisional Driver Insurance?

You can get provisional driver insurance from most major car insurance providers in the UK. It’s important to shop around and compare quotes from different providers to make sure you’re getting the best deal. You should also look for providers who offer additional discounts for learner drivers, such as no-claims bonuses, multi-car discounts and discounts for drivers who have completed an approved driving course.