A Guide to NJM Insurance Rental Car Coverage

What Is NJM Insurance Rental Car Coverage?

NJM Insurance is a leading provider of auto insurance in the United States. As part of its comprehensive coverage, NJM offers rental car coverage. This coverage is designed to protect you if you're involved in an accident while renting a car. With NJM rental car coverage, you'll be covered for the cost of a rental car, up to a certain amount, while your vehicle is being repaired. This coverage is also available to NJM policyholders who rent a car for business or pleasure purposes.

How Does It Work?

NJM's rental car coverage is offered as an optional add-on to the company's standard auto insurance policies. The coverage is available for both collision and comprehensive coverage. If you choose to add rental car coverage to your NJM policy, you'll be reimbursed for the cost of a rental car, up to a certain amount, if your vehicle is being repaired due to an accident. The amount of coverage you're eligible for depends on the type of coverage you choose.

What Does It Cover?

NJM's rental car coverage can be used to cover the cost of a rental car while your vehicle is being repaired due to an accident. This coverage is available for both collision and comprehensive coverage. Additionally, the coverage can be used to cover the cost of a rental car for business or pleasure purposes. The amount of coverage you're eligible for depends on the type of coverage you choose.

What Are the Exclusions?

NJM's rental car coverage has several exclusions. These include the cost of fuel, taxes and fees, additional drivers, and any damage to the rental car. Additionally, the coverage does not cover the cost of a rental car for more than 30 days. Finally, the coverage does not cover the cost of a luxury or exotic vehicle.

What Are the Benefits of NJM Insurance Rental Car Coverage?

NJM Insurance's rental car coverage is an advantageous add-on to the company's standard auto insurance policies. It provides peace of mind in the event of an accident and can help you save money if you need to rent a car while yours is being repaired. The coverage is also useful if you're renting a car for business or pleasure, as it can help cover the cost of the rental. Finally, the coverage is affordable, making it an attractive option for many NJM policyholders.

Get the Coverage You Need Today

If you're looking for an affordable way to get the coverage you need in the event of an accident, NJM Insurance's rental car coverage is an excellent option. This coverage can help you save money while providing peace of mind in the event of an accident. To learn more about NJM's rental car coverage and to get a free quote, contact your local NJM Insurance agent today.