ICBC Auto Insurance Quote BC: All You Need to Know

What is ICBC Auto Insurance?

ICBC stands for Insurance Corporation of British Columbia. They are the only provider of basic auto insurance in the province of British Columbia. According to ICBC, auto insurance is limited to “basic” coverage that provides liability coverage to protect you in the event of an accident. In addition to the basic coverage, ICBC also offers optional coverage, such as third party liability, collision, comprehensive, and uninsured motorist protection.

What Does ICBC Auto Insurance Cover?

ICBC’s basic auto insurance coverage includes liability coverage, which provides protection if you are at fault in an accident. This coverage provides protection for bodily injury and property damage caused by your vehicle. It also includes coverage for legal defence costs if you are sued.

In addition to the basic coverage, ICBC also offers optional coverage, such as third party liability, collision, comprehensive, and uninsured motorist protection. Third party liability coverage provides protection for bodily injury and property damage caused by your vehicle to another person or property. Collision coverage provides protection for damage caused to your vehicle when it collides with another object or vehicle. Comprehensive coverage provides protection for damage to your vehicle caused by fire, theft, vandalism, or hail. Uninsured motorist protection provides protection for bodily injury and property damage caused by an uninsured driver.

How Much Does ICBC Auto Insurance Cost?

The cost of ICBC auto insurance varies based on a number of factors, including the type of coverage you select, your driving record, the type of vehicle you drive, and your age. ICBC offers discounts for drivers who have a clean driving record, are over the age of 55, and who have taken an approved driver training course. In addition, ICBC also offers discounts on auto insurance premiums for drivers who install an approved anti-theft device in their vehicle.

How to Get an ICBC Auto Insurance Quote?

Getting an ICBC auto insurance quote is simple. You can get a quote online or by visiting an ICBC Autoplan broker. When getting a quote, you will need to provide information about your vehicle and driving record. You will also need to choose the type and amount of coverage you want. Once you’ve provided all the required information, the ICBC Autoplan broker will provide you with a quote.

How to Compare ICBC Auto Insurance Quotes?

Comparing ICBC auto insurance quotes is important to ensure that you are getting the best rate possible. When comparing quotes, pay attention to the type and amount of coverage being offered, as well as the price. You should also consider the discounts that are available, such as those for a clean driving record, taking a driver training course, and installing an anti-theft device.

Where to Buy ICBC Auto Insurance?

ICBC auto insurance can be purchased online or through an ICBC Autoplan broker. When buying online, you will need to provide information about your vehicle and driving record. You will also need to choose the type and amount of coverage you want. Once you’ve provided all the required information, the ICBC Autoplan broker will provide you with a quote. When buying through an ICBC Autoplan broker, you will be able to discuss the different coverage options and receive personalized advice.

Getting the right auto insurance coverage is important, and ICBC offers a range of coverage options to suit your needs. Whether you choose to purchase your ICBC auto insurance online or through an ICBC Autoplan broker, make sure to compare quotes and consider all the discounts available to ensure that you get the best rate possible.