Reviews of Classic Car Insurance in the UK

What is Classic Car Insurance?

Classic car insurance is a type of insurance policy that covers vehicles which are considered to be ‘classic’ or ‘vintage’. Generally, a classic car is defined as a vehicle that is more than 20 years old, or one that is considered to have a significant historical importance. Classic car insurance is different to regular car insurance in that it is often tailored to the individual needs of the owner, as opposed to a standard policy that covers a variety of risks. Classic car insurance policies can offer a variety of benefits, such as agreed value insurance, which helps to ensure that the policyholder receives the full value of the car in the event of a claim.

Why Is Classic Car Insurance Important?

Classic car insurance is important for anyone who owns a classic car, as it provides financial protection in the event of an accident or other damage. Classic car insurance can also provide additional benefits, such as cover for vehicle breakdowns, legal expenses and personal accident cover. In addition, some classic car insurance policies offer discounts for cars that are kept in a secure location, such as a garage, or for cars that are used for limited mileage each year. Classic car insurance is also important because it can help to protect the value of the vehicle, as some policies offer agreed value insurance which pays out the full amount of the vehicle in the event of a claim.

What Are The Different Types of Classic Car Insurance?

There are several different types of classic car insurance available in the UK, and the type of policy chosen will depend on the owner’s individual needs. Agreed value insurance is one of the most common types of classic car insurance, and this type of policy pays out the full value of the car in the event of a claim. Other types of classic car insurance include laid up insurance, which covers vehicles that are not being used on the road, and classic car club insurance, which is designed for members of classic car clubs.

How To Find The Best Classic Car Insurance

When looking for classic car insurance, it is important to compare different policies and providers in order to find the best option for your individual needs. It is important to read the policy documents carefully in order to ensure that the policy covers the risks that are most relevant to you. Many insurance companies offer discounts for cars that are kept in a secure location, and some may also offer discounts for cars that are used for limited mileage each year. It is also important to check the small print of any policy in order to make sure that you are fully covered in the event of a claim.

Reviews of Classic Car Insurance Providers in the UK

Adrian Flux

Adrian Flux is one of the UK’s leading classic car insurance providers and offers a range of policies to suit different needs. The company offers agreed value insurance, which pays out the full value of the car in the event of a claim, as well as classic car club insurance and laid up insurance. The company also offers discounts for cars that are stored in a secure location or used for limited mileage each year. Customer reviews suggest that Adrian Flux offers good customer service and competitive rates.

Hagerty Classic Car Insurance

Hagerty Classic Car Insurance is one of the UK’s leading providers of classic car insurance and offers a range of policies to suit different needs. The company offers agreed value insurance, as well as classic car club insurance and laid up insurance. Hagerty also offers discounts for cars that are stored in a secure location or used for limited mileage each year. Customer reviews suggest that Hagerty provides good customer service and competitive rates.