Churchill Home Insurance Cancellation Fee

Churchill Home Insurance Cancellations Fee Explained

At Churchill, we understand that life can get busy and you may need to cancel your home insurance policy at some point. We want to make sure that customers understand all the details of cancelling their policy, so here is our guide to Churchill home insurance cancellation fees.

Cancelling Your Home Insurance Policy

Cancelling your Churchill home insurance policy is simple and straightforward. You can cancel your policy either online or over the phone. If you decide to cancel your policy online, you just need to log in to your account and select the ‘cancel policy’ option. Alternatively, you can call the Churchill customer service team on 0345 603 8384, and they will be happy to help you.

Churchill Home Insurance Cancellation Fees

When cancelling your Churchill home insurance policy, you may incur a cancellation fee. This fee is dependent on how far into your policy period you are, and the amount you have already paid for the policy.

If you are cancelling your policy within the 14 day cooling off period, you will be entitled to a full refund. If you are cancelling after the 14 days and before the end of the policy period, you may have to pay a cancellation fee. The amount of this fee is calculated by looking at the amount you have already paid for the policy, and calculating a pro-rata fee for the remaining time in your policy period.

When Can I Cancel My Policy Without Incurring a Fee?

If you cancel your policy within the 14 day cooling off period, you can do so without incurring any additional charges. This is because you are entitled to a full refund for the policy in this period.

If you are cancelling your policy after the 14 day cooling off period, you may incur a fee. However, if you have already paid your full policy premium for the year, you will not be charged anything additional.

How Much Does Churchill Home Insurance Cancellation Fee Cost?

The amount of the cancellation fee depends on how far into your policy period you are and how much you have already paid. It is calculated by taking the total amount you have paid for the policy and dividing it by the length of the policy period. The resulting figure is then multiplied by the remaining time in the policy period, and this is the amount of the cancellation fee.

Can I Avoid Paying a Cancellation Fee?

The best way to avoid paying a cancellation fee is to contact Churchill prior to cancelling your policy. We may be able to offer you a cancellation refund or an alternative policy. If you have already paid your full policy premium for the year, you will not be charged anything additional.

We understand that life can be unpredictable and you may need to cancel your policy at some point. We hope this guide has helped you understand Churchill home insurance cancellation fees and how to avoid them.