American Express Car Rental Insurance International

What You Need to Know about American Express Car Rental Insurance for International Travel

If you’re planning a trip abroad, you might be wondering what kind of car rental insurance you need. American Express offers a variety of car rental insurance options for international travelers, so you can find the coverage that best suits your needs. Keep reading to learn more about American Express car rental insurance for international travel.

Types of American Express Car Rental Insurance

American Express offers a variety of car rental insurance options for international travelers. The most comprehensive coverage is their Premium Car Rental Protection, which provides up to $100,000 in coverage for accidental death, injury, or damage to property. This coverage also includes up to $500,000 in liability coverage, and up to $1 million in legal defense costs. Other types of coverage offered by American Express include Collision Damage Waiver, which covers the cost of damage to the rental car, and Personal Accident Insurance, which covers medical expenses for you or your passengers.

What Is Covered by American Express Car Rental Insurance?

American Express car rental insurance covers a variety of costs associated with renting a car abroad. This includes the cost of repairs or replacement for damages to the car, medical expenses for you or your passengers, and legal defense costs if you are involved in an accident. In addition, American Express also covers the cost of a rental car if yours is stolen or involved in an accident.

What Is Not Covered by American Express Car Rental Insurance?

American Express car rental insurance does not cover the cost of damage to the rental car caused by reckless driving, careless use, or intentional damage. Additionally, American Express does not cover any damage to personal property, such as luggage, cameras, or electronic devices. American Express also does not cover any costs associated with towing or rental car extensions.

How Do I Get American Express Car Rental Insurance?

To apply for American Express car rental insurance, you must be an eligible cardmember and the primary renter on the rental agreement. You must also pay for the entire car rental with your eligible American Express card. Once you have applied for and been approved for the coverage, your eligible American Express card will be charged an annual fee for the coverage, as well as any applicable taxes.

How Do I File a Claim with American Express Car Rental Insurance?

If you are involved in an accident while renting a car abroad, you should contact American Express as soon as possible. You will need to provide them with the details of the accident and any paperwork related to the incident. After you have provided all of the necessary information, American Express will review the claim and determine if you are eligible for coverage. If you are eligible, American Express will reimburse you for any covered costs.

American Express car rental insurance can provide you with peace of mind while you’re traveling abroad. With a variety of coverage options and easy claims filing, you can rest assured that you’ll be protected if the unexpected happens. So if you’re planning an international trip, be sure to take a look at American Express car rental insurance.