Does Td Aeroplan Visa Have Car Rental Insurance

Does the TD Aeroplan Visa Have Car Rental Insurance?

Overview of TD Aeroplan Visa

TD Aeroplan Visa is a rewards card that allows you to earn Aeroplan Miles when you make purchases with your card. The Aeroplan Miles can then be used to redeem flights and other rewards. The card also offers a range of benefits and features, such as travel insurance, car rental insurance, and more. So, does the TD Aeroplan Visa have car rental insurance?

TD Aeroplan Visa Car Rental Insurance Coverage

Yes, the TD Aeroplan Visa does have car rental insurance coverage. This coverage is provided for rentals of up to 48 consecutive days. To be eligible for the car rental insurance, you must charge the full cost of the rental to your TD Aeroplan Visa card and decline the rental agency's collision/loss damage waiver or similar option.

The car rental insurance coverage provided by the TD Aeroplan Visa includes protection against physical damage and theft of the rental vehicle, as well as liability coverage up to $1 million. This coverage is applicable to most vehicles, including cars, vans, and SUVs.

How to Activate TD Aeroplan Visa Car Rental Insurance

To activate the car rental insurance coverage provided by the TD Aeroplan Visa, you must charge the full cost of the rental to your TD Aeroplan Visa card and decline the rental agency's collision/loss damage waiver or similar option. You must also be the primary renter of the vehicle and the driver of the vehicle.

What is Not Covered by TD Aeroplan Visa Car Rental Insurance

The TD Aeroplan Visa car rental insurance does not cover any damage to the interior of the rental vehicle, any damage caused by the driver's negligence or recklessness, any damage to personal items that were in the rental vehicle, or any uninsured losses or liabilities. Additionally, the coverage does not apply to any rental vehicles that are used for commercial purposes.

Conclusion

The TD Aeroplan Visa does offer car rental insurance coverage, which provides protection against physical damage and theft of the rental vehicle, as well as liability coverage up to $1 million. To be eligible for the coverage, you must charge the full cost of the rental to your TD Aeroplan Visa card and decline the rental agency's collision/loss damage waiver or similar option. However, the TD Aeroplan Visa car rental insurance does not cover any damage to the interior of the rental vehicle, any damage caused by the driver's negligence or recklessness, any damage to personal items that were in the rental vehicle, or any uninsured losses or liabilities.