Does Geico Full Coverage Cover Theft
Thursday, December 11, 2025
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Does Geico Full Coverage Cover Theft?
Understanding Full Coverage Car Insurance
Full coverage car insurance is an often used term to describe a policy that provides both liability protection and coverage for physical damage to your car. Liability coverage is required by law in most states and pays for the damage you are responsible for in a car accident. It pays for the medical bills and repair bills of the other drivers involved in an accident if you are found to be at fault. Physical damage coverage pays for the repair or replacement of your car if it is damaged due to a collision or other covered event. Most auto insurance policies provide liability coverage, as well as optional physical damage coverage.
Does Geico Offer Full Coverage?
Yes, Geico offers full coverage auto insurance which includes liability and physical damage coverage. Geico's full coverage policy provides the state required liability coverage, as well as optional physical damage coverage. This includes collision coverage and comprehensive coverage. Collision coverage pays for the repair or replacement of your car if it is damaged in an accident with another car, or if it is damaged by an object such as a tree or pole. Comprehensive coverage pays for damage to your car caused by events other than a collision, such as fire, theft, and vandalism.
Does Geico Full Coverage Cover Theft?
Yes, Geico's full coverage car insurance policy includes comprehensive coverage, which pays for damage to your car caused by events other than a collision. This includes theft and vandalism. When you purchase a full coverage policy from Geico, you are automatically covered for theft, as well as other events such as fire and vandalism.
What is Covered Under Comprehensive Coverage?
Comprehensive coverage is the portion of your full coverage policy that pays for damage to your car caused by events other than a collision. This includes vandalism, theft, fire, and other events. The comprehensive coverage portion of your policy pays for the repair or replacement of your car if it is damaged due to a covered event.
Does Geico Offer Additional Theft Coverage?
No, Geico does not offer additional theft coverage beyond what is included in their full coverage policy. Their full coverage policy includes comprehensive coverage, which pays for theft and other events such as fire and vandalism. If you are looking for additional theft coverage, you may want to consider adding a rider to your policy. A rider is an additional coverage that can be added to your policy for a small additional premium.
Conclusion
Geico's full coverage auto insurance policy includes comprehensive coverage, which pays for damage to your car caused by events other than a collision. This includes theft, as well as vandalism, fire, and other events. Geico does not offer additional theft coverage beyond what is included in their full coverage policy, but you may be able to add a rider to your policy for additional coverage.
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