Does Erie Insurance Cover Rental Cars
Monday, December 15, 2025
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Does Erie Insurance Cover Rental Cars?
When you’re planning a road trip, a rental car can make the journey more enjoyable. But if you’re looking to use your existing Erie Insurance coverage to pay for the car, you may wonder if they will cover rental cars. The good news is that Erie Insurance does cover rental cars, with certain conditions.
How Does Erie Insurance Cover Rental Cars?
Erie Insurance offers two types of coverage for rental cars. The first is liability coverage, which will help you pay for any damages to other parties that result from an accident. The second is collision coverage, which will cover your medical bills, the cost of repairs to your rental car, and other costs associated with an accident.
What is Covered under Erie Insurance’s Rental Car Policy?
Erie Insurance’s rental car policy covers the following costs:
• The cost of repairs to the rental car, including the cost of replacement parts and labor.
• The cost of renting a replacement car while the rental car is being repaired.
• The cost of legal fees related to the rental car accident.
• The cost of medical bills for you and any other passengers in the rental car.
However, it’s important to note that Erie Insurance will only cover these costs if the accident is caused by another party. This means that if you are at fault for the accident, Erie Insurance will not cover the cost of repairs or medical bills.
Does Erie Insurance Cover Loss of Use?
Erie Insurance also offers coverage for loss of use, which is the cost of renting a replacement car if the rental car is damaged or stolen. This coverage is limited to 10 days and up to $30 per day. This means that if your rental car is damaged or stolen, Erie Insurance will cover up to 10 days of rental costs, up to $30 per day.
Does Erie Insurance Cover Personal Property?
Erie Insurance also offers coverage for personal property, which is the cost of replacing or repairing personal items that were damaged, lost or stolen while in the rental car. This coverage is limited to $1,000 per person and $2,000 per accident. This means that if your personal items were damaged, lost or stolen while in the rental car, Erie Insurance will cover up to $1,000 per person and $2,000 per accident for the cost of replacing or repairing your personal items.
Conclusion
Erie Insurance does offer coverage for rental cars, with certain conditions. They offer liability coverage, which will help you pay for any damages to other parties that result from an accident. They also offer collision coverage, which will cover your medical bills, the cost of repairs to your rental car, and other costs associated with an accident. Erie Insurance also covers loss of use, which is the cost of renting a replacement car if the rental car is damaged or stolen, and personal property, which is the cost of replacing or repairing personal items that were damaged, lost or stolen while in the rental car.
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