Does Car Insurance Cover Broken Windshield?

Understanding Insurance Coverage

When it comes to car insurance, it can be tough to know what is and isn’t covered. Many people don’t understand the basics of car insurance and the types of coverage offered. It’s important to have a basic understanding of the different types of coverage so you know what to expect in the event something unexpected happens.

The most common type of car insurance is liability insurance. This type of coverage pays for damages to another person’s property or for their medical bills if you are at fault in an accident. Liability coverage does not cover your own vehicle or damages to it. It is important to know what type of coverage you have, as it can vary from policy to policy.

Does Car Insurance Cover a Broken Windshield?

The short answer is, it depends. Some insurance companies offer coverage for windshield repairs or replacements, while others may not. Generally, it is best to check with your insurance company to determine whether or not your policy covers a broken windshield.

If your policy does cover a broken windshield, it is important to understand any deductibles associated with the coverage. Deductibles are the amount that you are responsible for out-of-pocket before the insurance company will cover the remaining cost. It is important to know the deductible amount before filing a claim as it could be more than you anticipated.

Alternatives to Insurance Coverage

If your car insurance does not cover a broken windshield, there are other options to consider. Some car dealerships offer windshield repair and replacement services at an additional cost. Additionally, there are some independent auto glass repair shops that offer these services at a lower cost than dealerships.

No matter which option you choose, it is important to keep your vehicle in good condition. Regularly scheduled maintenance and repairs can help extend the life of your car and keep it running safely. Investing in good car insurance coverage can also help protect you from unexpected repairs and costs.