Do You Need Rideshare Insurance For Doordash?

Rideshare services have become increasingly popular over the past few years. Doordash is one of the most popular rideshare companies, allowing customers to quickly and easily order food from their favorite local restaurants. But what happens if something goes wrong during the delivery? Do you need rideshare insurance for Doordash?

The answer is yes, you do need rideshare insurance for Doordash. Many rideshare companies, including Doordash, require their drivers to have liability insurance coverage in case of an accident. Without this coverage, drivers could be liable for any damages resulting from an accident. In addition, some states have laws that require drivers to carry certain levels of insurance coverage.

Types of Insurance for Doordash Drivers

The type of insurance coverage you need for Doordash will depend on the state you live in and the type of vehicle you are using. Generally, rideshare drivers will need to carry liability insurance, which covers any damages you may be responsible for in the event of an accident. In some states, you may also need to carry uninsured/underinsured motorist coverage, which covers you if you are involved in an accident with an uninsured or underinsured driver.

In addition to liability insurance, Doordash also requires its drivers to have comprehensive and collision coverage. This type of insurance covers any damage to your vehicle that is caused by an accident, theft, fire, or other covered event. Comprehensive and collision coverage can help protect you financially in the event of an accident.

What Does Rideshare Insurance Cost?

The cost of rideshare insurance will vary depending on the type of coverage you need and the state you live in. Generally, drivers can expect to pay between $2,000 and $4,000 per year for comprehensive and collision coverage. Liability insurance is usually cheaper, ranging from $500 to $1,000 per year. It is important to shop around and compare rates to find the best deal for your situation.

Rideshare insurance can be a great way to protect yourself financially in the event of an accident. Be sure to check with your state's insurance regulations and Doordash's requirements before you purchase a rideshare policy. With the right coverage, you can be assured that you are protected in the event of an accident.