Cheapest Cars To Insure For 17 Year Olds

The Basics of Car Insurance for 17 Year Olds

Car insurance for 17 year olds can be a tricky and costly business. As a young driver, you may already be aware of the high insurance premiums you may be expected to pay. Many 17 year olds are getting their first cars, and as such are looking to insure them. However, due to age, inexperience and lack of driving history, insurance premiums can be extremely high.

It is important to note that car insurance cover is a legal requirement in most countries, so it is essential to understand the different types of cover available. Third-party cover is the most basic kind of cover, and it is the minimum level of cover required to drive on the roads. Third-party cover will cover the cost of any damage caused to a third-party, such as another driver or their car, but it will not cover any damage to your own vehicle.

Finding the Cheapest Cars to Insure for 17 Year Olds

When searching for the cheapest car to insure for 17 year olds, it is important to consider the make and model of the car, as well as the type of car insurance cover required. Small cars with smaller engines tend to be cheaper to insure than larger cars with more powerful engines. It is also important to consider the safety ratings of the car, as cars with high safety ratings are usually cheaper to insure.

It is also important to consider the type of cover required. As mentioned, third-party cover is the minimum level of cover required, but if you are looking for more comprehensive cover, such as fully-comprehensive, then the premium may be higher. However, it is worth noting that fully-comprehensive cover may provide more protection, so it is worth considering.

Choosing the Right Insurance Provider

When looking to find the cheapest car to insure for 17 year olds, it is important to shop around and compare different insurance providers. It is essential to compare different providers to find the best deal, as some may offer better rates than others. It is also worth considering the customer service offered by each provider, as this may be a deciding factor when choosing the right insurance provider.

It is also worth considering any special offers or discounts that may be available. Some insurance providers may offer discounts for young drivers, so it is worth researching these to see if you may be able to benefit from them. Additionally, some insurance providers may offer discounts if you have a clean driving record, or if you have completed specific driving courses, so it is worth researching these as well.

Other Factors to Consider

When choosing a car to insure for 17 year olds, it is also important to consider other factors such as the type of car, the level of security, and the cost of repairs. If the car is older, then it is worth checking the cost of repairs and the availability of parts, as this may be more expensive for older cars. Additionally, the level of security should also be taken into consideration, as cars with higher levels of security are usually cheaper to insure.

It is also important to consider the annual mileage of the car, as cars that are driven less will be cheaper to insure. Additionally, it is worth considering any additional features that may be useful, such as a tracker or immobilizer, as these can help reduce the cost of insurance premiums.

Conclusion

Car insurance for 17 year olds can be a tricky and expensive business. However, by considering the make and model of the car, the type of cover required, the right insurance provider, and other factors, it is possible to find the cheapest car to insure for 17 year olds. It is important to shop around and compare different insurance providers to find the best deal, and to look for any discounts or special offers that may be available.