Cheapest Cars to Insure For Teens

Getting The Right Vehicle

When it comes to getting a car for your teen, there are many factors to consider - but one of the most important is insurance. While it might not be the first thing on your mind when choosing a car, it can be a major factor in the overall cost of owning a car. Here’s a look at some of the cheapest cars to insure for teens.

Subcompact Cars

Subcompact cars are a great option for teens due to their low weight, low cost, and low insurance premiums. Examples include the Honda Fit, Nissan Versa, Toyota Yaris, Ford Fiesta, and Chevrolet Sonic. They are usually the least expensive cars to insure because they are smaller, have fewer features, and are less likely to be stolen or damaged.

Hybrid Cars

Hybrid cars are becoming increasingly popular for teens because of their fuel efficiency and low insurance premiums. The Toyota Prius, Honda Insight, and Ford Fusion Hybrid are all great options. They tend to be more expensive than subcompacts, but their fuel efficiency makes them a good choice for teens who want to save money on gas.

Crossover SUVs

Crossover SUVs are a great option for teens who need more space and safety features. These vehicles are usually lighter than traditional SUVs and have lower insurance premiums. The Honda CR-V, Toyota RAV4, and Ford Escape are all popular models. They offer great value for the money and are usually cheaper to insure than traditional SUVs.

Sports Cars

Sports cars are a popular choice for teens, but they tend to be the most expensive to insure. If your teen is looking for a sports car, they should consider the Mazda MX-5 Miata, Honda S2000, and Subaru BRZ. These cars are relatively affordable and are usually cheaper to insure than other sports cars.

Safety Features

Regardless of the type of car you get for your teen, it’s important to make sure it has the latest safety features. Cars with advanced safety features like airbags, automatic emergency braking, and lane-keeping assist can help reduce insurance premiums. It’s also a good idea to have your teen take a driver safety course to get a discount on their insurance.

Shop Around

Finally, it’s important to shop around for the best insurance rates. Different insurance companies have different rates and discounts, so it’s important to compare quotes from multiple insurers. Also, make sure to look for discounts for good grades, multiple cars, and other factors. Getting the right car and the right insurance can make a big difference in the overall cost of ownership.