How To Add A Car On Root Insurance

What Is Root Insurance?

Root Insurance is a mobile-based auto insurance company that uses data and technology to offer personalized rates to drivers. The company has seen incredible growth since its founding in 2015 and is now available in 33 states. Root Insurance is a great option for those looking for an easy, transparent, and affordable way to get car insurance. They offer competitive rates and access to extra features like roadside assistance, accident forgiveness, and mobile app usage discounts.

What You Need to Know Before Adding a Car to Root Insurance

Before you add a car to your Root Insurance policy, there are a few things you should be aware of. First, Root Insurance requires you to have proof of ownership of the car you are adding to your policy. This can be in the form of a title, registration, or bill of sale. Your car must also meet certain criteria to be eligible for Root Insurance coverage. This includes the car being in good condition, having no major damage, and being a model year of 2003 or newer. Finally, Root Insurance requires that the car be registered and insured in the same state.

Steps for Adding a Car on Root Insurance

Adding a car to your Root Insurance policy is a straightforward process that can be completed in just a few steps. First, open the Root Insurance app and select the “Add a Car” button. You will then be prompted to enter the required information about the car, including the make, model, and year. Once you have filled out the required information, you will be prompted to provide proof of ownership. You can do this by uploading a photo of the title, registration, or bill of sale. Finally, you will need to enter your payment information to complete the process.

How Your Rate Is Calculated

Once you have added your car to your Root Insurance policy, the company will use its proprietary algorithms to calculate your rate. The rate you receive will be based on a variety of factors, including your driving history, the make and model of your car, and the state you are registering and insuring it in. Root Insurance also considers your credit score when calculating your rate, but they do not penalize customers for having a lower credit score.

Discounts and Other Benefits for Root Insurance Customers

Root Insurance offers a variety of discounts and benefits to its customers. These include discounts for enrolling in automatic payments, discounts for signing up for the company’s mobile app, and discounts for having multiple vehicles on the same policy. The company also offers accident forgiveness for customers who have been accident-free for at least five years. Additionally, Root Insurance offers roadside assistance for customers who need help with a flat tire, jumpstart, or lockout service.

Conclusion

Adding a car to your Root Insurance policy is a quick and easy process. All you need is proof of ownership and the required information about the car. Root Insurance will then calculate your rate based on a variety of factors. In addition to competitive rates, Root Insurance customers can take advantage of discounts and other benefits, such as accident forgiveness and roadside assistance.